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#cryptocurrencies have evolved from a niche #technology experiment into a global financial asset class. Today, #millions of people use and trade digital coins for investment, payments, gaming, and decentralized finance (DeFi). Among thousands of cryptocurrencies available in the market, a few stand out due to their innovation, community support, and #market adoption. Below are the #top 10 most popular cryptocurrencies in 2026.
1. Bitcoin ($BTC )
Bitcoin remains the largest and most influential cryptocurrency. Often referred to as "digital gold," BTC is widely used for value storage, long-term investment, and international transfers. Its decentralized nature and limited supply make it attractive to investors.
2. Ethereum ($ETH )
Ethereum introduced smart contracts—allowing developers to build decentralized applications (dApps). It powers much of the DeFi and NFT ecosystem. ETH continues to be a leading platform for innovation.
3. Binance Coin ($BNB )
BNB is the native token of Binance, one of the world’s largest crypto exchanges. It is used for trading discounts, gas fees, staking, and ecosystem utilities. BNB also supports Binance Smart Chain for smart contracts and Web3 applications.
4. Solana (SOL)
Solana is known for its extremely fast transactions and low fees. It has become a favorite for gaming, NFTs, and high-performance blockchain applications.
5. Cardano (ADA)
Cardano takes a research-based approach with heavy academic development. Its blockchain focuses on sustainability, interoperability, and transparency.
6. Ripple (XRP)
XRP aims to revolutionize international financial transfers by providing fast and low-cost cross-border payments. It is widely used by financial institutions and payment providers.
7. Dogecoin (DOGE)
Originally created as a meme coin, Dogecoin gained massive popularity due to community support and celebrity endorsements. It remains one of the most recognized digital currencies.
8. Avalanche (AVAX)
Avalanche is a smart contract platform designed for high throughput. Its scalability and low transaction cost make it suitable for DeFi and enterprise use cases.
9. Polkadot (DOT)
Polkadot enables different blockchains to communicate and share data. This interoperability makes it valuable for multi-chain development and the future of Web3.
10. Shiba Inu (SHIB)
Shiba Inu started as a meme token but expanded into a broader ecosystem including NFTs, DeFi, and gaming. Its strong community keeps the token active and relevant.

@Binance Square Official Binance P2P (powered by Binance Pay for many fiat-crypto transfers) remains one of the most popular ways to buy and sell cryptocurrencies directly with other users. While Binance's escrow system and built-in protections make it relatively safe compared to off-platform deals, P2P scams continue to evolve — especially in 2025 and into 2026. Scammers exploit human psychology, fake proofs, stolen accounts, pressure tactics, and social engineering.
This guide explains the most common Binance P2P scams seen recently and — more importantly — practical steps to stay safe and protect your funds.
# Why Scams Still Happen on Binance P2P
Even with escrow (where Binance holds the crypto until payment is confirmed), scammers target:
- Sellers (by faking payment to trick early release)
- Buyers (by taking fiat then never releasing crypto — though escrow makes this harder)
- Both sides (through off-platform tricks, phishing, or reversal fraud)
Binance has improved detection (fake POP image recognition, scam-language monitoring in chats, etc.), but your vigilance remains the strongest defense.
#Top common P2P Scams in 2025–2026
1. Fake Proof-of-Payment (POP) Scam
Most frequent scam against sellers.
Buyer sends a forged screenshot, edited PDF, fake SMS notification, or manipulated bank app image claiming "payment sent." They pressure you to release crypto quickly ("I already paid, hurry up or I'll complain!").
After you release → no real money arrives, or only a tiny amount.
2. Payment Reversal / Stolen Account Scam
Buyer pays from a hacked/stolen bank account, third-party account, or compromised e-wallet.
You see funds arrive → release crypto → hours/days later the legitimate owner disputes the transaction → your bank reverses the payment → you lose both crypto and fiat.
3. Name Mismatch / Third-Party Payment Scam
Payment comes from someone whose name does not match the Binance P2P buyer's verified name.
This is a huge red flag — scammers often use stolen or borrowed accounts.
4. Off-Platform Communication & Phishing
After starting the order, scammer insists on moving to WhatsApp, Telegram, email, etc.
There they send phishing links, fake Binance login pages, request seed phrases / 2FA codes, or trick you into approving malicious smart contracts ("verify funds", "check AML status", fake "Binance support" calls).
5. Overpayment / Underpayment Tricks
Buyer claims to have "accidentally" overpaid and asks for a refund in crypto → or pays slightly less but pressures you to confirm anyway.
6. Fake Binance Support / Impersonation
Scammer (posing as support) contacts you about a "problem" with the trade and asks for login details, code, or to move funds.
# How to Stay Safe – Step-by-Step Protection Rules
Follow these rules every single time — no exceptions.
1. Never release crypto until you personally verify the funds
- Log directly into your banking app / mobile banking / e-wallet (not via notification or link). - Confirm the exact amount, correct currency, and sender name matches the Binance order. - Ignore screenshots, videos, PDFs, SMS messages, or any "proof" sent by the counterparty.
2. Only accept payments from the exact name shown on Binance
- Binance shows the payer's verified name in the order. - If the actual sender name differs → do NOT confirm → open dispute immediately.
3. Stay 100% inside the Binance app/platform
- Never move conversation to WsApp, Tg, SMS, email, etc. - Binance monitors in-app chat for scam patterns — off-platform = zero protection. - Any request to go off-app = almost certainly a scam.
4. Choose counterparties carefully
- Prefer merchants with: - High completion rate (>95–98%) - Large number of completed orders (>100–500+) - Positive feedback - Avoid brand-new accounts or users with complaints/red flags.
5. Never share sensitive information
- Binance staff never ask for passwords, 2FA codes, seed phrases, or to install anything. - Enable all security features: 2FA (preferably authenticator app, not SMS), anti-phishing code, withdrawal whitelist.
6. Do not rush — urgency is a scam tactic
- Scammers create pressure ("bank closes soon", "price changing", "I'll cancel order"). - Take your time to verify. A legitimate trader will wait.
7. Handle disputes correctly
- If anything feels wrong → click Appeal in the order before releasing crypto. - Upload real evidence (your bank statement screenshot showing no payment or wrong amount). - Binance support will review (they often side with the party that followed rules).8. Extra precautions for high-value trades:
- Split large orders into smaller ones.
- Use only payment methods you fully control and can quickly verify.
Quick Safety Checklist Before Releasing Crypto
- Did I personally log into my bank/e-wallet and see the funds? - Does the sender name 100% match the Binance buyer's name? - Is the amount exactly correct (not 1 cent less/more)? - Am I still inside the official Binance app? - Did anyone ask me to go off-platform or share codes/credentials?
If any answer is "no" → do not release. Open appeal.
Final Thoughts:
Binance P2P remains safe for millions of trades when users follow the rules. The platform's escrow + recent anti-scam tech (fake image detection, chat monitoring) helps — but 90% of losses happen when traders break one of the core rules above (releasing on screenshot proof, going off-app, ignoring name mismatch).
Stay patient, verify independently, and trust the platform — not the person on the other side.
Trade safe! 🚀