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The $XRP community found itself divided after comments from former Ripple CTO David Schwartz resurfaced regarding the possibility of XRP reaching the $50–$100 price range. What began as a cautious response quickly escalated into a heated debate across Crypto Twitter.
Schwartz was responding to a user who claimed $XRP could never reach such levels. In his reply, he stated:
“I don’t feel comfortable saying something like that.”
While the statement was measured, it immediately caught the attention of the XRP army. Many interpreted it as skepticism, even though Schwartz later clarified that his discomfort was rooted in probability, not dismissal.
Schwartz’s Track Record: A Lesson in Underestimation
To understand the context, it’s important to revisit Schwartz’s personal history with XRP. He entered XRP at approximately $0.006 and later began selling around $0.10, a move that already represented a gain of nearly 1,567%.
However, XRP didn’t stop there. The asset eventually surged to $0.25, proving that even one of its earliest architects underestimated its upside potential. This historical example highlights a recurring theme in crypto markets: early expectations often fail to capture long-term growth.
Crypto Analyst Bird Weighs In
Crypto analyst and XRPL developer Bird (@Bird_XRPL) addressed the controversy, emphasizing that Schwartz’s caution should not be confused with bearish sentiment.
According to Bird, statements such as “I don’t think it’s likely” reflect risk-based probability, not certainty. In financial markets, probability assessments are tools for managing expectations — not definitive forecasts.
Bird further pointed out that Schwartz once considered Bitcoin reaching $100 an “impossible dream.” Bitcoin later went on to exceed $120,000, reinforcing the idea that cautious outlooks do not limit future outcomes.
Probability vs. Belief: A Key Distinction
One of the most misunderstood aspects of Schwartz’s comments is the difference between likelihood and belief. Bird explained that Schwartz’s wording reflects experience-driven prudence rather than a lack of confidence in XRP.
This distinction is critical. Many seasoned developers and analysts remain conservative in public commentary, not because they doubt the asset, but because markets consistently outperform early models.
What This Means for XRP Investors
From $0.006 to over $2, XRP has already demonstrated an ability to exceed expectations. Schwartz himself has previously explained why XRP cannot remain undervalued indefinitely, given its role in global payments infrastructure.
Bird urged investors to view these remarks within the broader context of crypto history. When insiders express caution, it often reflects lessons learned — not bearish conviction.
Is XRP Headed Toward $100?
While reaching $100 XRP would require massive adoption, liquidity expansion, and regulatory clarity, many analysts believe it is not impossible over a long-term horizon.
Bird concluded that when someone with Schwartz’s experience says “I don’t think it’s likely,” it should be read as context — not a warning. In his view, Schwartz remains fundamentally aligned with XRP’s long-term vision.
As history has repeatedly shown, crypto markets have a habit of defying even the most informed expectations.
Final Thoughts
XRP’s journey so far proves one thing clearly:
Early doubt does not define future performance.
For investors, the key lies in separating emotional reactions from rational interpretation — and understanding that caution from veterans often carries more insight than fear.
Hashtags
#XRP #Ripple #CryptoNews #XRPL

Option A (Bullish): #XRP to $100? Why David Schwartz’s Caution Might Actually Be a Green Flag 📈
​Option B (Analytical): The "Impossible Dream": Lessons from the XRP Community’s Latest $100 Price Debate
​Option C (Clicky/News): Did Ripple’s CTO Just Dismiss $100 XRP? Here’s the Full Story 🔎
#XRP #Ripple #CryptoNews #XRPL

The $XRP community's got mixed reactions after David Schwartz, Ripple's ex-CTO, said he's not comfortable with XRP hitting $50-$100 💸. His comment was in response to someone claiming XRP can't reach those levels, but many saw it as him being skeptical 🤔.
Schwartz has a history of underestimating XRP's potential, having sold at $0.10 after buying at $0.006 🚨. Meanwhile, XRP surged to $0.25! Crypto analyst Bird says Schwartz's caution is about probability, not dismissal 🚫.
Bird points out Schwartz once thought $100 BTC was a dream 💸. Now? Over $120,000 😱. Key takeaway: seasoned analysts are cautious, but that doesn't mean XRP can't hit $100+ 🚀.
#XRP
# #Ripple

#CryptoNew
#XRPL #CryptoAnalysis

The community is buzzing — and divided — after old comments from former Ripple CTO David Schwartz resurfaced, reigniting debate over whether XRP could ever reach the $50–$100 range.
What started as a calm, technical reply quickly turned into a full-blown discussion across Crypto Twitter.
💬 What Did David Schwartz Actually Say?
Schwartz was responding to a claim that XRP could never reach $50–$100. His response was simple, but powerful:
“I don’t feel comfortable saying something like that.”
Some XRP holders interpreted this as doubt. Others saw it for what it really was: probability-based caution, not dismissal.
Schwartz later clarified that his discomfort wasn’t about XRP’s potential — it was about certainty in markets where nothing is guaranteed.
📉 A Reminder From History: Even Insiders Underestimate Crypto
Context matters.
David Schwartz bought XRP around $0.006 and began selling near $0.10 — already a massive 1,500%+ gain.
But XRP didn’t stop there.
It later surged to $0.25, proving a crucial lesson:
👉 Even the architects of a project can underestimate its upside.
Crypto history is filled with similar stories.
🧠 Analyst Insight: Probability ≠ Bearishness
XRPL developer and crypto analyst Bird (@Bird_XRPL) stepped in to cool the debate.
His key point:
Saying “it’s not likely” is risk management, not disbelief.
In financial markets, probability helps manage expectations — it does not cap future price action.
Bird also reminded the community that Schwartz once believed Bitcoin hitting $100 was unrealistic.
📈 BTC later crossed $120,000.
⚖️ Probability vs Belief — Most People Miss This
This is where many traders get emotional.
Experienced developers and insiders often speak conservatively on purpose:
Not because they doubt the asset
But because markets constantly outperform early models
Caution is experience speaking — not fear.
🚀 What This Means for XRP Holders
From $0.006 → $2+, XRP has already crushed expectations.
Schwartz himself has previously explained why XRP cannot stay undervalued forever, especially given its role in global payments and liquidity infrastructure.
Bird summed it up best: When veterans sound cautious, it’s usually because they’ve seen markets do the impossible before.
💰 Can XRP Really Reach $100?
Let’s be real.
For $XRP to hit $100, it would require:
Massive global adoption
Deep liquidity expansion
Regulatory clarity
Institutional-scale usage
Is it easy? ❌
Is it impossible? ❌
Crypto has a long history of breaking “impossible” price levels.
🧩 Final Take
One lesson stands out:
🔥 Early doubt never defines future performance.
Smart investors separate:
Emotion from analysis
Probability from belief
Noise from long-term vision
History shows that crypto often moves far beyond what even experts expect.
🔖 Hashtags
#XRP #Ripple #XRPL
#CryptoNews #CryptoAnalysis 📈🚀
$BTC

The crypto community is buzzing after former Ripple CTO David “JoelKatz” Schwartz made a comment about XRP’s price that has XRP holders talking.

In a recent social media exchange, Schwartz addressed a user asking about XRP reaching $50 or $100. He explained that he doesn’t feel comfortable predicting such high prices, stating it’s “not likely” while leaving room for uncertainty. In other words, while $100 isn’t impossible, he believes it’s highly improbable.
Community Reactions

XRP holders responded with a mix of surprise and debate:

Some expressed disappointment, saying: “If even the ex‑CTO doubts $100, it makes us question our own expectations.”

Others appreciated his honesty, noting that he’s simply providing a realistic, probability-based perspective, rather than giving a bearish prediction.
Schwartz’s Own Experience

Interestingly, Schwartz shared his past experience with XRP: he entered the market at around $0.006 and started selling near $0.10, believing the price wouldn’t go higher. Yet XRP later climbed past $0.25, highlighting that even insiders can’t perfectly predict price movements.
Rational Thinking vs. Emotional Targets

This discussion underscores a key point in the XRP community: while ambitious price targets like $10 or $100 circulate widely, realistic outcomes depend on adoption, market conditions, and investor behavior. Schwartz noted that if XRP had a significant probability of reaching $100, informed investors would already be positioning for it, driving the price up.
Could XRP Reach $100?

Technically, yes — but it’s extremely challenging. Analysts agree that for XRP to hit $100, there would need to be massive adoption, increased liquidity, and regulatory clarity. Schwartz’s comments reflect this, emphasizing that prices usually follow strong fundamentals rather than hope alone.

Final Thoughts

The reaction among XRP holders is divided. Some are disappointed, others respect Schwartz’s candid perspective. One thing is clear: crypto markets are inherently unpredictable, and skepticism today doesn’t determine tomorrow’s outcome.

$XRP Community Split After Former Ripple CTO’s $100 Price Remarks Resurface
By Shah_badshah_
🕒 Jan 31, 2026
The $XRP community was thrown into debate after past comments from former Ripple CTO David Schwartz resurfaced, touching on whether XRP could ever reach the $50–$100 price range.
What started as a cautious response quickly ignited discussion across Crypto Twitter, with reactions ranging from disappointment to measured optimism.
The Comment That Sparked the Debate
Schwartz was replying to a user who argued that XRP could never reach such high valuations. His response was brief but deliberate:
“I don’t feel comfortable saying something like that.”
While the remark was neutral in tone, many XRP supporters interpreted it as doubt. Schwartz later clarified that his hesitation was based on probability and risk assessment, not a dismissal of XRP’s potential.
Why Schwartz’s Perspective Matters
To fully understand the reaction, context is everything.
Schwartz himself entered XRP at around $0.006 and began selling near $0.10 — already a gain of more than 1,500%. At the time, that seemed like an incredible return.

$XRP However, XRP later climbed well beyond those levels, reminding the market of a familiar crypto truth:
Even insiders often underestimate long-term upside.
XRPL Developer Bird Adds Context
XRPL developer and crypto analyst Bird (@Bird_XRPL) stepped in to calm the narrative, explaining that Schwartz’s words reflect probabilistic thinking, not bearish belief.
According to Bird, phrases like “not likely” are tools for managing expectations — not predictions set in stone.
He also highlighted a striking parallel:
Schwartz once viewed Bitcoin hitting $100 as unrealistic. BTC later surged far beyond that level, proving that conservative forecasts frequently fall short in crypto.
Probability vs Conviction — The Misunderstood Gap
One major takeaway from this controversy is the difference between likelihood and belief.
Veteran developers often speak cautiously because they’ve seen markets exceed models again and again. Prudence isn’t disbelief — it’s experience.
Bird emphasized that Schwartz remains aligned with XRP’s long-term utility-driven vision, especially in global payments and liquidity infrastructure.
What This Means for XRP Investors
From fractions of a cent to multi-dollar valuations, XRP has repeatedly exceeded early expectations.
While a $100 XRP would require massive adoption, regulatory clarity, and deep liquidity, many analysts agree it’s not impossible over a long-term horizon.
History suggests one thing clearly:
Markets don’t ask for permission before outperforming expectations.
Final Take
XRP’s story is a reminder that: Early caution does not define future outcomes.
For investors, the real edge lies in separating emotion from interpretation — and understanding that measured skepticism from veterans often carries more wisdom than fear.
#XRP #Ripple #XRPL #CryptoNews #CryptoAnalysis 🚀🐋📈

The $XRP community sparked intense debate after old comments from former Ripple CTO David Schwartz resurfaced, touching on whether XRP could ever reach the $50–$100 range. What started as a calm exchange quickly turned into a heated discussion across crypto social media.

Schwartz was replying to a claim that XRP could never hit those levels. His response was cautious:

“I don’t feel comfortable saying something like that.”

Some holders took this as doubt, but Schwartz later clarified that his hesitation was about probability, not rejection of the idea itself.
Why Context Matters

Schwartz’s history with XRP adds important perspective. He reportedly entered XRP around $0.006 and sold part of his holdings near $0.10 — already a massive gain at the time. XRP later pushed much higher, showing that even early insiders can underestimate long-term upside.

This isn’t unusual in crypto.

Analyst Insight

XRPL developer and analyst Bird weighed in, explaining that cautious language like “not likely” reflects risk management — not bearish belief. Experienced builders often separate what’s possible from what’s probable, especially in public statements.
Bird also reminded the community that Schwartz once viewed Bitcoin reaching $100 as unrealistic — a reminder that markets frequently exceed early expectations.

Probability vs Conviction

The key misunderstanding here is the difference between likelihood and belief. Schwartz’s comments reflect experience and prudence, not a lack of confidence in XRP’s fundamentals or long-term role in global payments.

What This Means for XRP Holders
From fractions of a cent to multi-dollar levels, XRP has already defied expectations. While a move to $100 would require massive adoption, deep liquidity, and regulatory clarity, long-term outcomes in crypto have a history of surprising even the most informed voices.

Bottom Line

Veteran caution isn’t fear — it’s perspective.
And as crypto history shows, early doubt doesn’t define future performance.

#XRP #Ripple #CryptoNews #XRPL #CryptoAnalysis

The $XRP community is split after resurfaced comments from former Ripple CTO David Schwartz on whether XRP could ever reach $50–$100.
What started as a calm response quickly turned into a heated debate.
When a user claimed XRP could never reach those levels, Schwartz replied:
“I don’t feel comfortable saying something like that.”
Some interpreted this as skepticism.
Others saw it for what it was: probability, not disbelief.
🧠 Context Matters: Schwartz Has Underestimated Before
Schwartz entered XRP around $0.006 and began selling near $0.10 — a 1,500%+ gain at the time.
Yet $XRP didn’t stop there.
It later surged to $0.25, proving that even XRP’s own architect underestimated its upside.
This isn’t unusual in crypto.
Early models often fail to capture long-term network effects.
🗣️ Analyst Bird Weighs In
XRPL developer and analyst Bird (@Bird_XRPL) stepped in to cool the narrative.
He stressed that phrases like “I don’t think it’s likely” reflect risk management, not bearish conviction.
Veterans speak in probabilities — not promises.
Bird also reminded the community: Schwartz once called $100 Bitcoin an “impossible dream.”
BTC later ran past $120,000.
History speaks.
📊 Probability vs Belief — The Key Misunderstanding
This debate highlights a critical distinction:
Likelihood ≠ Belief
Caution ≠ Doubt
Experienced builders stay conservative publicly because markets have a habit of outperforming expectations, not because they lack confidence in the tech.
🔮 What This Means for XRP Investors
$XRP has already gone from $0.006 → $2+
Few assets survive that journey without breaking assumptions.
Schwartz himself has explained why XRP cannot remain undervalued forever if it succeeds as global payments infrastructure.
Reaching $100 XRP would require: • Massive adoption
• Deep liquidity
• Regulatory clarity
Unlikely in the short term? Maybe.
Impossible long term? History says don’t be so sure.
🧠 Final Take
When veterans express caution, it’s usually wisdom — not fear.
Crypto’s biggest moves have always come after experts said something was unlikely.
Early doubt has never defined final outcomes.
Stay rational.
Separate emotion from interpretation.
And remember: crypto loves embarrassing certainty.
#XRP #Ripple #XRPL #CryptoNews #CryptoAnalysis 🚀

XRP’s price action has remained under pressure toward the end of January, with the token slipping below the critical $1.90 support level on spot markets. This zone has been widely viewed as one of the most important structural supports for XRP in 2026, and its breakdown has intensified bearish sentiment across the market.
However, while price momentum appears weak, on-chain data from the XRP Ledger (XRPL) is telling a very different story. Several key network metrics have reached new record highs this month, suggesting that underlying fundamentals may be strengthening beneath the surface.
These signals are prompting analysts to consider whether XRP could be approaching a turning point.
Record #1: Whale Wallets Return After Months of Decline
Selling pressure has clearly increased in recent weeks, as many investors moved XRP onto centralized exchanges such as Binance and Upbit, pushing exchange reserves sharply higher. This behavior has weighed heavily on price, contributing to XRP’s drop below $1.90.
At the same time, large holders appear to be accumulating.
According to data from Santiment, the number of wallets holding at least 1 million XRP has begun rising again for the first time since September 2025. Since the start of the year, 42 new whale-sized wallets have returned to activity on the ledger.
At current prices, each of these wallets represents a position worth roughly $1.8 million or more. Historically, an increase in large-wallet participation during price weakness is viewed as a long-term bullish signal, often indicating strategic accumulation rather than speculative selling.
Santiment summarized the development as:
“A net of +42 wallets with at least 1M XRP have returned to the ledger — an encouraging sign for long-term confidence.”
Record #2: XRPL DEX Activity Breaks a Year-Long Ceiling
The second major milestone comes from decentralized exchange activity on the XRP Ledger.
Data from CryptoQuant shows that the 14-day moving average of DEX transactions on XRPL has reached 1.014 million, breaking above a resistance level that had capped activity since early 2025.
This move suggests that on-chain usage is not limited to short-term speculation. Instead, it may reflect growing adoption of XRPL-based DeFi, token swaps, and liquidity activity, potentially supported by Ripple’s expanding institutional and national-level partnerships over the past year.
Importantly, the moving average confirms this is not a one-day spike, but a sustained increase in activity.
CryptoQuant analyst CryptoOnchain noted that:
“Breaking long-standing resistance levels in on-chain activity often aligns with renewed market interest and can precede positive price reactions for the native asset.”
Record #3: Transaction Volume Mirrors Past Breakout Phases
A third data point reinforcing the recovery thesis comes from network transaction counts.
According to Artemis, daily transactions on the XRP Ledger have exceeded 2 million, peaking near 2.5 million transactions per day at several points this month.
Historical comparisons reveal two similar periods in 2025:
January–March 2025
June–July 2025
Both phases were followed by explosive price moves, including a “god candle” rally above $3 and a surge to an all-time high near $3.60 in July.
While history does not guarantee repetition, the renewed surge in on-chain activity suggests that network demand is rebuilding, even as price lags behind.
Conclusion: Fundamentals Strengthen as Price Lags
These three records do not eliminate the risk of further downside, especially given broader macro and crypto market uncertainty. XRP could still experience volatility if selling pressure persists.
However, the data clearly shows that XRPL’s underlying fundamentals remain resilient. Whale accumulation, rising DEX usage, and sustained transaction growth all point to a network that continues to expand beneath the surface.
If selling pressure begins to ease while on-chain momentum remains strong, XRP may be better positioned for a recovery than price action alone currently suggests.
This article is for informational purposes only and reflects personal research. It is not investment advice. Readers should conduct their own due diligence before making any financial decisions. The author is not responsible for individual investment outcomes.
👉 Follow for more on XRP, on-chain analytics, and crypto market insights.
#XRP #XRPL #CryptoNews