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. 12), Warren warns that letting volatile crypto into retirement accounts threatens Americans’ savings and could expose millions to big losses, weak protections, and market manipulation — especially as regulators debate new crypto rules and “tokenization loopholes” that might weaken SEC authority. She demanded the SEC explain how it will ensure fair valuation, stop manipulation, and educate investors by January 27.

Her move follows Trump’s executive order pushing regulators — including the $SEI C — to reconsider rules so 401(k) plans and pensions can hold cryptocurrencies and other alternative assets, a shift Warren says could endanger rather than improve retirement security for everyday savers.

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