simpleearnbinance

Main TakeawaysPut idle stablecoins to work with a variety of products on Binance Earn.Find a plan that fits your needs, and watch your balance grow.Enjoy flexible terms, principal protection, and more advanced strategies designed for active traders.Stablecoins provide a steady place to park funds, especially in a highly volatile market. But parking your funds and letting them sit idly also means missing out on potential rewards. So, what do you do with your idle funds? Park them on Binance Earn.Binance Earn offers multiple ways to earn yield on stablecoins with clear terms, flexible withdrawals, and different tools tailored to your appetite for risk. Below, you’ll find four of our most popular stablecoin products, plus a quick introduction to Binance Earn and how it works. What is Binance Earn?New to Binance and the concept of earning crypto? Binance Earn is a suite of products inside Binance that lets you earn daily rewards on idle assets. You’ll find beginner-friendly products like Simple Earn, which allow flexible withdrawals and deposits, and more advanced strategies with higher risks and potentially higher returns. To access Binance Earn, there’s two ways you can do it via the ‘Pro’ mode on the Binance app:Tap [Assets] in the bottom right corner, then tap [Earn]Tap the [More] button on the homepage, then search ‘Earn’4 Ways to Activate Your Stablecoins on Binance EarnLet’s dive into the different products available to you, including Simple Earn, RWUSD, BFUSD, and Fixed-Rate Supply.1. Simple Earn Flexible ProductsBuilt for users who want a straightforward savings experience with no lock-up. Deposit supported stablecoins (e.g., USDT, USDC), earn rewards that accrue every minute, and redeem whenever you need. From the moment your stablecoins land in a Flexible product, your funds start working for you. Pros of using Simple Earn Flexible ProductsPrincipal-protected and competitive APRs with rewards paid every minute.Deposit funds with no lock-up period. Redeem anytime with no fees, penalties, or hassle.Use subscribed assets as collateral for Binance Flexible Loan.Trade directly on Spot or Convert with your subscribed assets.How to get started with Simple Earn Flexible ProductsGo to Binance Earn and select Simple Earn.Choose your preferred stablecoin (e.g., USDT or USDC) and enter the amount you want to deposit.  Confirm your subscription and start earning rewards immediately.  Redeem your funds anytime with no fees or penalties.👉 Try Simple Earn Flexible Products2. Earn with RWUSDRWUSD is a principal-protected product that generates returns benchmarked against tokenized Real-World Assets (RWA), such as short-term US Treasury bills. Subscribe with eligible stablecoins to receive RWUSD 1:1 in your Spot wallet. Redeem 1:1 back to your stablecoin via Instant (0.1% fee) or Standard (within 3 days, 0.05% fee).Pros of using RWUSDPrincipal-protected and flexible terms.Flat APR, up to a 15 million RWUSD quota.Steady yields supported by US Treasury Bills.Use RWUSD as collateral for Binance VIP Loan and Futures.Please note: Daily redemption limits and fees apply. Before subscribing, review the terms for both instant and standard redemption. How to get started with RWUSDGo to Binance Earn and select RWUSD.Subscribe with eligible stablecoins and get RWUSD in your Spot wallet.Rewards start accruing and pay out daily from the third day.Redeem via the product’s instant or standard method.👉 Try earning with RWUSD3. Earn While Trading with BFUSDDesigned for traders, BFUSD allows you to earn daily rewards while actively trading futures. Subscribe with USDT to receive BFUSD, which can then be used as collateral on Binance Futures.Pros of using BFUSDPrincipal protection with attractive APRs.99.9% collateral value ratio.No lockups or subscription fees required.Get daily rewards distributed to your wallet.Please note: Daily redemption limits and fees apply. Your first 5,000 BFSUD is fee-free.How to get started with BFUSDGo to Binance Earn > Simple Earn, then select BFUSDTap [Subscribe], enter the amount, review terms, and confirm.Use BFUSD as margin on Futures, while accruing daily rewards.👉 Start earning and trading with BFUSD4. Lock in Predictable Returns with Fixed‑Rate SupplyPrefer a set rate and lock-up duration? Fixed-rate supply lets you supply stablecoins or other tokens at a fixed APR and term through Binance Fixed Rate Loans. It’s an excellent option for users who want a savings product that’s predictable. Rewards are paid out within 24 hours after the order expires.Pros of using Fixed-Rate SupplyFixed APR and terms for predictable earnings.Principal-protected.Suitable for conservative contributions.Please note: Assets are locked for the full term; early redemption is not available. Availability, supported assets, and rates vary by region and market conditions. How to get started with Fixed-Rate SupplyOpen Binance Fixed Rate Loans and scroll to the section titled ‘I Want to Supply’.Select an existing order or place one with your preferred APR and duration.Supply your stablecoins and receive your principal plus any rewards earned at the end of the term.👉 Get started with Fixed-Rate SupplyFinal ThoughtsStablecoins are a useful anchor for crypto users, but they don’t have to sit idle in your wallet. With Binance Earn, you can choose a product that fits your needs, whether it’s flexible terms and rewards or benchmark-style yields. Test out each product with a small amount and see what works for you. Remember to always review each product's terms, redemption time periods, and potential fees before you subscribe.You work hard for your crypto, now let it work for you. Visit Binance Earn today and try one of our stablecoin products.Further ReadingStablecoins Explained – How They Work, Why They Matter, and How to Use Them on BinanceRWUSD Is Here: Earn up to 4.2% Daily Rewards With Principal Protection and Real-World Asset ExposureHow to Make Your Crypto Work for You With Binance Earn (2025 Guide)Disclaimer: Digital asset prices can be volatile. The value of your investment may go down or up and you may not get back the amount invested. You are solely responsible for your investment decisions and Binance is not liable for any losses you may incur. APR is an estimate of rewards you will earn in cryptocurrency over the selected timeframe. It does not display the actual or predicted returns/yield in any fiat currency. APR is adjusted daily and the estimated rewards may differ from the actual rewards generated. RWUSD is a product offered by Binance and is not directly linked to any real assets or securities. Participation does not grant ownership of any underlying assets. APR is discretionary and may change without notice. RWUSD is not a stablecoin or security, and is not available to U.S. persons. RWUSD involves risks and Redemption is not guaranteed to be immediate or uninterrupted. BFUSD cannot be withdrawn. Redemption restrictions may apply, which may affect your ability to redeem BFUSD for a supported USD stablecoin. Not financial advice. For more information, see our Terms of Use and Risk Warning.