#StablecoinLaw #StablecoinLaw 💵 The U.S. has just enacted its first-ever federal stablecoin law—the GENIUS Act—marking a seismic shift in crypto regulation! 🇺🇸

President Trump signed it on July 18, requiring all payment stablecoins to be 100% backed with liquid reserves (USD or short-term Treasuries) and subject to monthly public disclosures and independent audits .

Only approved issuers—bank-affiliated entities or compliant non-banks—can issue stablecoins. Foreign issuers must also comply with U.S. regulations to operate here .

The law takes effect either in 18 months or 120 days after final rules, with a phase-in period granting digital asset services three years to comply .

Market impact: The global crypto market soared above $4 trillion post-signing, signaling renewed institutional and consumer confidence .

What it means for you: Expect stablecoins to integrate into everyday finance—retail giants, banks, and fintech may soon launch their own, making transactions faster, cheaper, and more trustworthy. Just note: algorithmic models are banned, and dodgy players are out.

The game has changed—stablecoins are becoming mainstream, regulated, and ready for real-world use. Get ready for a revolution in how dollars move