#Stablecoins are quietly transforming global finance. While market sentiment remains uncertain, major players are laying the groundwork for the next wave of financial infrastructure and @Huma Finance 🟣 is right at the center of it.
Let’s take a look at why $HUMA a is perfectly positioned in this shift.
Cross border payments are still inefficient in 2024.
Average B2B transaction fees sit at 1.6%, while P2P (non remittance) costs are around 2.6%. Even more concerning, nearly a quarter of all corridors cost over 3%. Despite innovation in fintech, these numbers have not improved.
The recent Messari report points to $HUMA as a solution.
$HUMA a leverages stablecoins to create fast, borderless, and cost efficient transactions. Their PayFi system enables real time settlement, even on weekends, while traditional ACH systems still take one to two business days.
The trend is already shifting.
Monthly stablecoin volume is now 30 to 35 percent of ACH volume and is growing rapidly. Stablecoins have already surpassed Visa and PayPal in terms of transfer volume.
This is not going unnoticed.
Institutions like JPMorgan, Stripe, Citi, Mastercard, Amazon, and Walmart are all moving into the stablecoin space. Even governments are exploring regulated stablecoin frameworks. The ecosystem is expanding, and the infrastructure is being built in real time.
Huma stands out in this landscape. Messari lists Huma as one of the key players to watch in 2025 for cross border payments. What sets them apart is their focus on bringing real world lending and B2B credit flows on chain. They are building tools that address real financial problems, not just creating products for crypto native users.
In a risk off market, real utility is what matters.
Projects with actual use cases, adoption potential, and strong fundamentals will continue to attract value.
