Huma Finance is a decentralized Payments + Finance (“PayFi”) protocol built to enable global payment institutions, businesses, and developers to settle transactions instantly using stablecoins and on-chain liquidity—bypassing traditional rails like SWIFT or pre‑funding systems leowang.net+14Binance Academy+14Bitget+14. It enables institutions to borrow liquidity for a short duration (typically 1–6 days) at daily fees of around 6–10 basis points, allowing capital recycling and efficient real‑world yield generation $HUMA #huma #humafinence