What’s Next for XRP? Ripple Teases Major Updates at XRP Community Day 2026

Ripple is setting the stage for the next phase of $XRP and the XRP Ledger at XRP Community Day 2026, taking place on Feb 11–12 via global X Spaces (EMEA, Americas, APAC).

RippleX confirmed that upcoming sessions will focus on what’s already live and what’s coming next on XRPL - with updates across programmability, privacy, compliance, and native lending. The goal is clear: push XRPL deeper into real-world and institutional DeFi use.

Key features highlighted by RippleX:

Permissioned DEX

Native Lending Protocol (XLS-65/66)

Confidential Transfers (Q1 rollout)

Smart Escrows & MPT DEX integration

Institutional DeFi Portal

Later in 2026, XRPL will introduce native on-ledger credit markets, positioning $XRP as a core asset for lending, FX settlement, collateral, and on-chain credit.

The message is straightforward: XRPL is shifting from roadmap to execution - with XRP at the center.

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