The January 2026 Consumer Price Index (CPI) report was released by the Bureau of Labor Statistics on Friday, February 13, 2026.

The report brought a welcomed surprise to the markets, showing that inflation cooled more than expected. This reading represents the slowest annual pace of inflation since May 2025, largely driven by a significant dip in energy and specific grocery costs.

The Headline Numbers

Metric Actual (Jan 2026) Forecast Previous (Dec 2025)

Headline CPI (YoY) 2.4% 2.5% 2.7%

Core CPI (YoY) 2.5% 2.5% 2.6%

Headline CPI (MoM) 0.2% 0.3% 0.3%

Core CPI (MoM) 0.3% 0.3% 0.2%

Key Takeaways & Market Impact

The Energy Relief: The headline decline was heavily supported by a 1.5% drop in energy prices over the month, with gasoline prices falling 3.2%.

Mixed Grocery Bag: While overall food inflation rose slightly (0.2% MoM), specific "kitchen table" items like beef, eggs, and gasoline saw notable price relief. However, nonalcoholic beverages (+4.5% YoY) and full-service meals (+4.7% YoY) remain sticky.

Shelter Still Matters: The shelter index rose 0.2% in January, continuing to be the largest contributor to the monthly increase, though its annual rate slowed to 3.0%.

Tariff Watch: Analysts noted that while tariffs on consumer goods (like appliances and computers) began pushing prices up, the impact was partially offset by existing inventories.

Fed Implications: Following the release, market odds for a Federal Reserve interest rate cut in June 2026 jumped to approximately 83%, as the "disinflation" narrative gained fresh momentum.

Note: This report was slightly delayed from its original schedule due to a partial government shutdown earlier in February.

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