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United Bank Limited (UBL) has announced its CY25 earnings, posting its highest-ever profit of Rs. 130 billion (EPS: Rs. 51.9), marking a strong growth of 73 percent year-on-year (YoY). On a quarterly basis, profit stood at Rs. 29.9 billion (EPS: Rs. 11.95), up 17 percent YoY but down 15 percent quarter-on-quarter.
The bank also declared its highest annual dividend of Rs. 29.5 per share, compared with Rs. 22 per share in CY24.
According to Arif Habib Limited (AHL), earnings growth was primarily driven by a sharp increase in net interest income (NII) along with provisioning reversals recorded during the year.