Recent data shows large wallets holding around 11 billion $XRP , suggesting that some major holders have been increasing their positions during this quieter market period.
At the same time, the financial industry is gradually moving toward the ISO 20022 standard, which is expected to shape how payment systems communicate and settle transactions.
While price action has been relatively flat, these developments keep $XRP part of ongoing discussions about blockchain’s role in future payment infrastructure.
For now, many observers are watching whether large-holder activity and broader industry changes translate into greater network usage over time.