#SECClarifiesCryptoClassification

SEC/CFTC 2026 Crypto Update

* Main Change: Cryptos are now Digital Commodities, not securities.

* Regulator: CFTC governs commodities; SEC only governs tokenized stocks.

* Safe Assets: BTC, ETH, XRP, SOL, ADA, LINK, and 10 others are officially commodities.

* Excluded: Stablecoins, NFTs, and Meme coins are not securities.

* Market Impact: Major banks can now hold crypto with zero legal risk.

* Next Step: Expect new Spot ETFs for coins like SOL and XRP very soon.