🌊 $XRP Ripple vs. XRP: The Essential Difference
Many beginners mix these up, but they are not the same thing:
Ripple: A private fintech company building a global payment network (Ripple Payments) for banks and institutions.
XRP: The native digital asset of the XRP Ledger (XRPL). It acts as a "bridge currency" to settle cross-border payments in seconds for a fraction of a cent.
Status: Following the 2025 legal settlement, XRP is now officially classified as a "digital commodity," clearing the path for institutional adoption.