JULY COUNTDOWN: Why the "Summer of Adoption" is Real! The momentum is building for a massive mid-year shift. As of April 2026, all eyes are on July as the target for the full passage of the CLARITY Act. This landmark legislation is the "missing piece"" that would officially classify XRP as a non-security digital commodity, opening the floodgates for U.S. banks to use the XRPL for instant settlement. JPMorgan analysts and industry leaders are already penciling in this July window for the regulatory green light that turns "speculation" into "utility. The infrastructure is ready. #XrpRipple $XRP