THE PRIVATE
A $1B bond “fraud” isn’t a footnote … it’s the first crack in a $1.7T shadow banking empire that holds the real leverage of modern capitalism.
EquipmentShare borrowed $1B through Goldman, Wells, Citi, JPMorgan, and Capital One.
Private. Unregistered. No public record of who owns the debt.
Now, amid lawsuits over alleged fraud and misuse of funds … the bonds cratered.
Only the banks know who’s bleeding.
This isn’t an isolated event. It’s a mirror of 2007 … just rewritten in private credit form.
Then: mortgage CDOs.
Now: private bonds quietly warehoused across pension funds, hedge funds, insurers.
Same opacity. Same complacency. Same contagion risk.
The private credit market ballooned 6× since 2010, feeding on zero-rate distortion.
Now it’s bigger than U.S. junk bonds … and completely unregulated.
No SEC filings. No liquidity. No mark-to-market.
A trillion dollars priced on hope, collateralized by trust.
When trust fails, the math collapses.
If even 1% of this market defaults, it’s a $17B shockwave … equivalent to 15 regional bank failures.
If 5% fails, contagion reaches pensions and sovereign wealth funds.
The domino chain runs through the same giants underwriting it.
Bloomberg called it “isolated.” It isn’t.
It’s the quiet unwind of the post-QE illusion … the moment shadow finance becomes visible in daylight.
Every crisis begins as “an isolated event.”
The difference this time is that the isolation is the system itself.