The $100 Crypto Portfolio That Outperformed the S&P 500 Every Year Since 2018
Most people think the biggest problem in crypto is volatility.
It is not.
The biggest problem is quitting.
A simple $100-per-month strategy into Bitcoin, Ethereum and stablecoins from 2018 to 2026 massively outperformed a comparable S&P 500 DCA strategy over the full period, according to the supplied data forensic.
But the return was not free.
Investors had to keep buying through:
2018, when Bitcoin collapsed.
2020, when markets crashed during COVID.
2022, when FTX, Celsius and Luna made crypto look finished.
2025, when crypto underperformed traditional equities.
That is the real lesson.
The best long-term returns came from the months that felt the worst.
When headlines were terrifying, DCA investors were accumulating cheaper Bitcoin and Ethereum.
When most people stopped, the system kept working for those who followed it.
The strategy was not complicated:
60% Bitcoin.
30% Ethereum.
10% stablecoins.
$100 every month.
Annual rebalancing.
Self-custody for long-term holdings.
No market timing. No genius calls. No perfect entries. Just consistency.
Crypto volatility destroys emotional investors, but it can reward disciplined investors who size positions correctly and keep buying through fear.
The conclusion is simple:
Crypto did not fail patient investors. Panic did.
Full breakdown on Decentralised News: the $100 crypto portfolio, Bitcoin DCA, Ethereum DCA, S&P 500 comparison, drawdowns, rebalancing and the psychology of staying invested.
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