#PostonTradFi TradFi vs. DeFiInfrastructure: TradFi relies on centralized data networks and intermediaries (brokers, clearinghouses), whereas Decentralized Finance (DeFi) uses public blockchains and smart contracts.Access: TradFi requires strict identification, compliance (KYC/AML), and credit checks, while DeFi operates permissionlessly.Settlement: TradFi settlements take hours or days (e.g., T+2 stock settlements), while DeFi settles transactions in minutes or seconds.Regulation: TradFi is heavily bound by government laws to protect consumers, while DeFi relies on protocol code and algorithmic security.