12 Banks Using $XRP Infrastructure

Last Updated November 13, 2025 2:10 pm

Written by Tasho Tashev

💻Major banks, including SBI Holdings, Santander, and PNC Bank, use RippleNet’s infrastructure – and sometimes XRP itself – for faster cross-border payments between institutions.

💻RippleNet a payment network created by Ripple Labs that caters to banks and financial institutions.

It offers a faster alternative to SWIFT – and is a gateway for tradfi companies to use XRP.

💻RippleNet’s rapid adoption is fueled by the promise of instant settlements, fewer middlemen and potentially cheaper international payments for banks.

💻As more financial institutions adopt the infrastructure offered by Ripple Labs, we could see XRP becoming a key part of the traditional banking system.

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