Owning a house is overrated.

Young People Are So Poor They’re Forced Into Crypto, Study Says

A new study reveals a harsh truth:

young people aren’t investing in crypto because they love it — they’re doing it because they’re broke.
People born in the 1990s are far less likely to own a home than their parents.

Why? Because house prices have exploded so much that it now takes years longer to afford the same home.
With homeownership slipping away, young people are placing Hail Mary bets — and crypto is the top choice.

The Rise of Discouraged Renters
The study shows that once renters realise they may *never* afford a home:

- They spend more on credit cards
- They lose belief in “hard work pays off”
- They turn to high-risk, high-upside assets like crypto

Those with $50,000–$300,000 in assets are the most likely to jump into crypto.

Not out of tech passion — but out of desperation
And those with under $50,000?

They stop investing entirely because they simply can’t afford to take risks

Crypto becomes a substitute for the American Dream.
Researchers say young people now see crypto as a last chance to leapfrog a system that they believe is designed against them.

Global Crisis

This isn’t just America.

In South Korea, youth call themselves the *“Sampo generation”* — giving up dating, marriage, and kids due to housing costs.
In Japan, many embrace “Satori,” giving up material dreams because they feel the future is already out of reach.

A collapsing generation

The study predicts that 1990s-born adults will retire with nearly 10% lower homeownership than their parents.
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