On Friday, 19 June 2026, First Deputy Governor Dr. Zakari Mumuni delivered the keynote address at the Standard Chartered Digital Assets Summit in Accra, where he outlined Ghana’s vision for building a trusted, inclusive, and resilient digital assets ecosystem.
Addressing industry leaders, regulators, innovators, and financial institutions, Dr. Mumuni emphasised that Africa’s digital asset economy must be built on “trust, inclusion, and sound institutions,” rather than speculation.
Highlighting the Bank’s proactive approach to innovation, he noted that a legal framework for Virtual Asset Service Providers under Act 1154 has been established. Dr. Mumuni further said that the Bank had strengthened collaboration among key regulators, created a dedicated Virtual Assets Department, and continued to leverage its Regulatory Sandbox to support responsible innovation.
“The question is no longer whether digital assets will shape African finance. They already are. The real question is whether we will shape that future deliberately,” Dr. Mumuni stated.
He further stressed that while digital innovation presents significant opportunities for cross-border payments, financial inclusion, and capital market development, it must complement, not replace, the Ghana cedi.
“Whatever we build, tokenise, or otherwise, we must not displace the cedi. A strong digital ecosystem should strengthen public money, not compete with it,” he said.
The First Deputy Governor called for greater collaboration among regulators, financial institutions, and innovators across the continent to build a secure and interoperable digital financial ecosystem that supports Africa’s economic transformation.
#BankofGhana #DigitalAssets #DigitalFinance #FinTech #VirtualAssets #FinancialInclusion #Innovation #DigitalEconomy #eCedi #AfricaRising #FutureOfFinance #StandardChartered #Ghana
Addressing industry leaders, regulators, innovators, and financial institutions, Dr. Mumuni emphasised that Africa’s digital asset economy must be built on “trust, inclusion, and sound institutions,” rather than speculation.
Highlighting the Bank’s proactive approach to innovation, he noted that a legal framework for Virtual Asset Service Providers under Act 1154 has been established. Dr. Mumuni further said that the Bank had strengthened collaboration among key regulators, created a dedicated Virtual Assets Department, and continued to leverage its Regulatory Sandbox to support responsible innovation.
“The question is no longer whether digital assets will shape African finance. They already are. The real question is whether we will shape that future deliberately,” Dr. Mumuni stated.
He further stressed that while digital innovation presents significant opportunities for cross-border payments, financial inclusion, and capital market development, it must complement, not replace, the Ghana cedi.
“Whatever we build, tokenise, or otherwise, we must not displace the cedi. A strong digital ecosystem should strengthen public money, not compete with it,” he said.
The First Deputy Governor called for greater collaboration among regulators, financial institutions, and innovators across the continent to build a secure and interoperable digital financial ecosystem that supports Africa’s economic transformation.
#BankofGhana #DigitalAssets #DigitalFinance #FinTech #VirtualAssets #FinancialInclusion #Innovation #DigitalEconomy #eCedi #AfricaRising #FutureOfFinance #StandardChartered #Ghana