* 🇻🇳 **Vietnam tightens crypto regulation**: Authorities propose higher penalties for trading on unlicensed foreign exchanges to protect investors, strengthen oversight, and promote licensed domestic platforms.

* 🧾 **Crypto tax confirmed**: A **0.1% tax on all crypto transfers** ($BTC , $ETH , altcoins) takes effect **July 1, 2026**, marking official legal recognition of digital assets.

* 🏦 **Goldman Sachs forecast**: Gold could approach **$5,000/oz by 2026**, driven by rate cuts, central bank buying, geopolitical risk, and rising global debt.

* ⚡ **Silver outperforms quietly**: Industrial demand (EVs, solar, chips) plus limited supply keeps silver undervalued and in structural shortage.

* ⚠️ **Crypto wealth security risk**: A deadly kidnapping case in Vienna highlights the danger of publicly discussing crypto holdings.

* 🎥 **YouTube adopts stablecoins**: Creators can receive instant, low-fee global payments, accelerating mainstream crypto adoption.

* 🏢 **Businesses eye digital assets**: Vietnamese firms see tokenized assets as future fundraising and finance tools but await clearer regulations.

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### **Bullet-Only Summary**

* Higher penalties proposed for using unlicensed crypto exchanges in Vietnam

* Goal: investor protection, AML/CTF enforcement, and domestic exchange growth

* 0.1% tax on all crypto transfers starts July 2026

* Goldman Sachs projects gold near $5,000 by 2026

* Central banks and rate cuts drive gold demand

* Silver demand outpaces supply due to industrial use

* Silver remains historically undervalued vs gold

* Public crypto wealth increases personal security risks

* YouTube integrates stablecoin payments globally

* Businesses increasingly view digital assets as capital tools

* Regulatory clarity remains the key barrier to adoption