2026 Isn’t Just Another Year It’s a Turning Point

Most people look at 2026 and think it’s just the next phase of the cycle.

It isn’t.

It’s the kind of year where the rules start changing quietly and most people don’t notice until the strategies they’ve relied on for years suddenly stop working.

Not because of one dramatic crash. But because several assumptions fail at the same time.

Here’s what begins to shift together:

Debt is no longer cheap

Liquidity can’t be relied on

Traditional hedges don’t protect the way they used to

Leverage stops helping and starts hurting

People expect risk to show up as panic.

It usually doesn’t.

The most dangerous periods often start with:

calm markets

confident stories

everyone positioned the same way

That’s when things break—silently.

Regime changes don’t send alerts. They show up as questions:

“Why isn’t this trade working anymore?”

“Why did price move like that?”

“How did I lose money when nothing seemed to happen?”

That’s how people get hurt before the headlines ever appear.

Most investors don’t lose money in crashes. They lose it by holding the wrong exposure as the environment changes.

2026 isn’t clearly bullish. It isn’t clearly bearish.

It’s a transition.

And transitions are where the biggest mistakes are made.