🧩 Habits form when incentives disappear. That’s when defaults are chosen.

During bull markets, users act emotionally. They chase yields, rotate narratives, and tolerate friction because momentum masks inefficiency. But when markets slow, behavior changes. People stop experimenting and start repeating what works.

That’s the phase $TON seems to be entering now.

Instead of testing every new DeFi primitive, users are settling into routines: swapping, rebalancing, providing liquidity without overthinking the process. These repeated actions quietly decide which protocols become infrastructure and which fade when attention dries up.

STONfi benefits from this shift in a non-obvious way. It isn’t competing for mindshare or novelty. It’s embedding itself into default behavior the place users pass through simply because execution feels predictable and cheap. That kind of usage compounds slowly but relentlessly.

What’s interesting is that this phase is usually invisible. No explosive metrics. No viral narratives. Just consistency. And historically, that’s when the most durable layers are formed.

Bull markets crown stories.

Quiet markets select structure.

A year from now, users won’t remember what excited them they’ll remember what didn’t get in their way.

What do you think becomes the default when no one is watching?

#WEFDavos2026 #TON #defi