Brick-and-mortar banks next 10 years mein kaafi had tak decline kar sakte hain, kyunki logon ko physical branches visit karne ki zarurat kam hoti ja rahi hai.
Online banking decades pehle start ho chuki thi — traditional industries ko replace hone mein hamesha time lagta hai. Ab crypto, blockchain, eKYC aur digital services ke saath zyada banking kaam bina branch jaaye ho jata hai.
Banks khatam nahi honge, lekin unka role evolve karega. New aur traditional dono systems ke risks ko waqt ke sath carefully evaluate karna zaroori hai.
