🚀 BNB Chain Is Booming — What’s Next for DeFi?

After the Fermi upgrade, BNB Chain is seeing explosive growth in users and TVL thanks to low fees and fast transactions. Meme coins are hot — but DeFi still faces a big challenge: unstable floating interest rates.

🔑 Why it matters:

Floating rates = unpredictable costs & returns

Institutions need fixed rates for long-term planning

BNB Chain lacks advanced fixed-rate and structured DeFi tools

🧩 Fixed-rate lending + structured products could be the key to unlocking serious institutional capital — just like Ethereum did with Pendle & Morpho.

💬 Big question:

Will fixed interest rates become DeFi’s next major narrative by 2026?

Share your thoughts 👇

$BNB $ETH

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