Pump or Dump of $XRP ?

Ripple's XRP wallet count has increased to 8.1 million, according to NS3.AI. Ripple CEO Brad Garlinghouse recently stated that Ripple is 'taking over SWIFT,' highlighting the company's growing influence in the financial sector. Garlinghouse noted that Ripple has signed agreements with over 100 banks. He also mentioned a remittance company that significantly reduced transaction costs from $20 to $2, resulting in an 800% increase in usage overnight.