bhutancbdc

Bhutan is quietly pulling off one of the cleanest digital finance overhauls in the world. Ripple is powering their central bank digital currency under the hood using private XRPL infrastructure to issue, manage, and settle the digital Ngultrum.

Bhutan’s layering it with a full blown digital identity system, QR based retail payments, and even crypto tools like Binance Pay and Lightning UMA addresses.
By January 2026, they’ll launch new physical banknotes alongside a live programmable version of the same currency backed by identity, compliant by design, and built for crossborder payments. India’s UPI system already works in Bhutan, so Ripple’s CBDC layer is syncing up with regional payment rails. XRP plays the role of a neutral liquidity bridge, especially across borders. This is what real sovereign digital transformation looks like!

You will never know you’re interacting with it.
#BhutanCBDC #Ripple #XRPL #DigitalCurrency #FutureOfMoney