AINFT Introduces Bank of AI — Closing the Payment Gap for Autonomous AI Agents

AI agents today can reason, plan, and execute complex workflows.

But when it comes to paying for resources, automation often stops.

AINFT’s Bank of AI, powered by the x402 payment standard, is designed to solve exactly this structural bottleneck — enabling AI agents to transact, collaborate, and operate economically without human intervention.

1️⃣ The Structural Problem: AI Logic vs Human Payment Rails

Modern AI agents can:

➜ Query APIs

➜ Rent compute power

➜ Route tasks to other agents

➜ Purchase data or inference

But traditional payment systems still require:

➪ Account registration

➪ Manual KYC verification

➪ Bank card linking

➪ Subscription management

➪ Credential storage

These human-centric workflows break autonomous execution.

AI agents operate on:

high-frequency requests

low-value transactions

real-time decision loops

Legacy finance operates on:

batching

manual approvals

high fixed costs

The mismatch prevents the emergence of a true machine-to-machine service economy.

2️⃣ Bank of AI: Purpose-Built Financial Infrastructure for the Machine Economy

AINFT’s Bank of AI acts as a native on-chain financial layer tailored for AI agents.

It integrates the full lifecycle stack:

➜ x402 — HTTP-level autonomous payment standard

➜ ERC-8004 — on-chain AI agent identity protocol

➜ MCP Server — standardized large-model service interface

➜ Skills — AI model extensibility framework

➜ OpenClaw — local deployment + plugin extensibility

Together, these components allow agents to:

authenticate

request resources

pay autonomously

receive services instantly

This transforms AI from tools that act into economic actors that transact.

@Justin Sun孙宇晨 #AINFT

#TRONEcoStar