$ACH
❌ Not in my portfolio — shared for awareness only.
Alchemy Pay bridges traditional payment infrastructure to blockchain — allowing merchants to accept fiat payments that settle on-chain and crypto payments that settle in fiat, creating a bidirectional payment gateway.
The merchant integration model targets Southeast Asian markets where mobile-first payment adoption is highest — creating real payment corridors where crypto utility is more accessible than in developed markets.
ACH's partnerships with Visa, Mastercard, and multiple regional payment processors create regulatory-compliant on-ramp and off-ramp infrastructure that most crypto payment projects cannot build independently.
The merchant payment use case creates real transaction volume — unlike speculative DeFi protocols, each merchant transaction represents actual commerce settled through ACH's infrastructure.
ACH at current levels is a real-world payment infrastructure bet — the merchant integrations and card network partnerships are live, and the Southeast Asian adoption strategy is the correct geographic focus for crypto payment growth.