#CLARITYAct

US Senate Takes on Crypto: Clarity Act and Risks for Bitcoin

Today, May 14, 2026, the entire crypto market is focused on Capitol Hill. The Senate begins consideration of the U.S. Clarity Act, a large-scale bill that could fundamentally change the rules of the game in the United States.

🔍 What's in the bill?

• Ban on interest on stablecoins: Users may lose the opportunity to receive passive income from their stablecoin balances.

• Tough fines: Violations of the rules will entail sanctions of up to $5 million.

• New supervisors: In addition to the SEC and CFTC, the US Treasury will receive the right to set rules for the industry.

• Over 100 amendments: In particular, a ban on crypto companies' access to the Fed's accounts is being discussed.

📉 Technical picture: Bitcoin under pressure

Despite the importance of the news, the options market is showing abnormally low volatility (IV at 30%), indicating a certain “calm before the storm”. However, the charts say otherwise:

• Trend break: BTC broke the uptrend line that has been going on since April and rolled back from the 200-day moving average (SMA).

• Danger zone: The price is currently trading below $80,000 on the background of tensions between the US and China (the meeting between Xi and Trump on Taiwan adds fuel to the fire).

• Forecast: If the bulls cannot return the price above $82,000, the risk of a drop to $75,000 or below increases.

✅ Positive signals

Despite regulatory pressure, institutional adoption continues. Moody’s assigned the highest rating (AAA-mf) to tokenized money market funds from BlackRock and Fidelity. This is a “green light” for big money in terms of security and liquidity of tokenized assets.

⚠️ Summary: The market ignores politics until it starts hitting the wallet. We are watching the $82,000 level — this is the main resistance for the resumption of growth.