RWUSD Investment for stable earnings
Binance has introduced a capital-protected income product, RWUSD, designed to track real-world assets (RWA) like tokenized US Treasury bills. Key features include up to 4.2% annual interest on stock holdings, with a flat APR for investments up to $5 million, and eligibility for subscription using USDT or USDC. RWUSD can be converted to USDC at a 1:1 ratio without fees and can also serve as collateral for Binance VIP loans. However, it is not classified as a stablecoin or security, and on-chain trading or withdrawals are not allowed. This launch comes amid a significant rise in RWA tokenization, growing 260% to $23 billion in early 2025, with anticipated regulatory improvements to bolster this sector.
