$BTC U.S. CRYPTO CLARITY INCOMING? RFIA 2026 COULD CHANGE EVERYTHING
Washington may finally be done playing games with crypto.
Senator Cynthia Lummis just confirmed that the Responsible Financial Innovation Act (RFIA) of 2026 aims to draw a clear line between securities and commodities — something the market has been begging for years.
This isn’t just another proposal. RFIA targets the core pain points holding institutions back:
• Clear rules on who regulates what in crypto
• Explicit support for legitimate crypto projects
• Stronger consumer protection and financial crime prevention
• Stablecoin regulation with 100% reserves and 1:1 redemption
If passed, RFIA would become the first comprehensive federal framework for digital assets in the U.S. That’s a massive unlock for capital sitting on the sidelines.
Regulatory ambiguity has been crypto’s biggest headwind. Remove it — and adoption accelerates.
This could be the moment Bitcoin and crypto stop being “regulated by enforcement” and start being treated as real financial infrastructure.
Is 2026 shaping up to be crypto’s regulatory turning point?
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#Bitcoin #CryptoRegulation #RFIA
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