✨ ISO 20022 Goes Live for Cross-Border Payments
As of 22 November 2025, ISO 20022 is officially the global standard for cross-border payment instructions. This marks a major milestone after years of collaboration across the global financial ecosystem.
📊 Adoption is already impressive: 97% of payment instructions are now sent using ISO 20022.
What this unlocks 👇
✅ Faster and more efficient payments with richer data
✅ Higher automation and lower operational friction
✅ Better insights and improved customer experience
✅ A future-ready, globally aligned payment infrastructure
SWIFT has played a key role in building this foundation and will continue supporting the transition toward instant, interoperable, and inclusive global payments.
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