🔍 $XRP – Utility, Halal Perspective & Future Potential
From my perspective, XRP is one of the few crypto projects built for a real-world problem.
💡 Why XRP was created?
XRP is designed for fast, low-cost cross-border payments. Its main goal is to replace slow and expensive systems like SWIFT and help banks, institutions, and payment providers move money globally in seconds.
🕌 Islamic (Halal) View:
XRP itself is a payment-focused utility token
❌ No built-in interest, lending, or staking system
✅ Spot trading & payment use = halal (conditional)
🚫 Futures, leverage, or interest-based use = haram
📈 Does XRP have potential?
Yes — because:
Strong real-world use case
High adoption in cross-border payments
Focused on speed, scalability, and low fees
Still undervalued com
pared to its utility (in my view)
📌 Final Thought:
XRP is not hype-based; it is utility-based.
Used correctly, it can fit both ethical investing and long-term vision.
This is my personal perspective, not financial advice.