The White House's initiative to impose a cap on credit card interest rates has encountered delays. Wall Street Journal (Markets) posted on X, highlighting that major credit card companies continue to thrive, generating approximately $146 billion in revenue last year from Americans' dependence on debt. The proposal aimed to alleviate financial burdens on consumers by limiting the interest rates charged by credit card issuers. However, the delay in its implementation has allowed these companies to maintain their substantial earnings from high-interest rates. The ongoing reliance on credit cards underscores the challenges faced by consumers in managing debt, while the stalled proposal reflects the complexities of enacting financial reforms in the current economic landscape.