热门话题

$BTC

$ETH

The unemployment rate has reached a four-year high, yet U.S. stocks have risen?

U.S. non-farm data triggered a major market reversal!

On December 16, the U.S. released two key economic data points for November, both of which exceeded market expectations and triggered a collective movement in global asset prices.

Specifically, the unemployment rate in the U.S. rose to 4.6% in November, the highest level since September 2021, indicating that finding a job has become significantly more difficult; at the same time, the number of new non-farm jobs added that month reached 64,000, which was also more than previously estimated.

Upon the release of this data, the market immediately reacted: U.S. stock index futures, which had previously shown unclear trends, directly turned upward, and investor sentiment clearly warmed. In the currency market, non-U.S. currencies collectively strengthened, with the euro rising more than 10 points against the dollar, reported at 1.1791; the pound gained even more, nearly 20 points, reported at 1.3452; while the dollar fell 30 points against the yen, reaching 154.39. The U.S. dollar index, which measures the overall strength of the dollar, even fell below the 98 mark, marking the first occurrence of this since October 6. Safe-haven assets also received a boost, with spot gold rising $5 in a short time, hitting a maximum of $4306 per ounce, continuing its recent strong performance.

#热门话题

After the U.S. cut interest rates, the UK is also preparing to cut rates on the 18th, while Japan plans to raise rates on the 19th. What kind of signal is this? A conflict? In previous instances, rate cuts were beneficial, but they were all in a declining trend. Will this rate hike be ignored and lead to an explosion? Although there’s no logic to it, it’s not impossible. #热门话题 #美联储降息

This is not a simple 'conflict,' but rather a manifestation of the severe misalignment of global economic cycles.

The differing actions of the central banks of the U.S., the UK, and Japan reflect that their respective economies are in completely different stages of the economic cycle:

1. U.S.: Normalization of policy after easing inflation
Shifting from 'aggressive rate hikes to combat inflation' to 'preventive rate cuts to avert economic recession.'
Although inflation remains above the 2% target, it has significantly retreated from its peak, and there are signs of cooling in the labor market. The Federal Reserve hopes for a 'soft landing,' meaning gradually lowering interest rates from restrictive high levels without triggering a recession.
2. UK: Following the U.S., but more cautiously
Acknowledging easing inflation pressures and beginning a slow easing cycle.
UK inflation and wage growth are stickier than those in the U.S., leading to actions that are more delayed and hesitant compared to the Federal Reserve. However, as an open financial center, it cannot endure a large interest rate differential with the dollar for long; otherwise, it would severely impact the pound and capital flows. Therefore, it chooses to 'follow the rate cuts,' but the pace may be slower.
3. Japan: A historic paradigm shift
Completely bidding farewell to the 'deflationary era' and zero/negative interest rate policies that lasted over twenty years.
This is the most important signal. Japan's rate hike is not due to an overheated economy, but because: ① A sustained, stable 'wage-price' positive cycle has finally emerged (this year's 'Shunto' wage increase exceeded 5%); ② Domestic demand is sufficient to support moderate inflation; ③ Long-term negative interest rates have put tremendous pressure on financial institutions and the yen's exchange rate. The Bank of Japan hopes to 'normalize' monetary policy, even though interest rates remain very low: for example, from -0.1% to 0.1%.

Japan's rate hike is the most disruptive plot point in this scenario, marking the withdrawal of the last major zero interest rate stronghold, which will reshape the cornerstone of global capital pricing. The market is highly attentive and tense about this, as it brings not just 'ignoring and exploding,' but a more complex, volatile new landscape that requires investors to weigh risks and opportunities.

$BTC $BNB

Transfer 250 yuan pocket money with the note 'Dogecoin',

Construction Bank directly locks the card! To unlock, you have to write a letter of commitment,

Some people can only cancel their accounts?

On December 12, it was reported that a few months ago, Ms. Yu and her husband transferred 250 yuan pocket money to each other at the Construction Bank, just because the note mentioned 'this week's Dogecoin', their accounts were directly locked by the bank for investigation. Recently, a staff member from the Construction Bank contacted them to verify the situation, stating that this note triggered the control over virtual currencies, and the accounts would be set to 'no deposits, no withdrawals', meaning money could neither be deposited nor withdrawn.

The staff member from Ms. Yu's bank said that to unlock the account, she needed to provide her husband's bank statement for those months, and after passing the review, she would also have to write a letter of commitment, guaranteeing that she had not engaged in virtual currency transactions before and would not participate in the future. However, her husband does not agree with this practice of directly locking accounts and is still negotiating with his bank.

The staff from her husband's bank (a Construction Bank branch in Dalian) stated that as long as the account is involved in virtual currency transactions, it will be set to 'no deposits, no withdrawals'; even if it was just a transfer note mentioning 'Dogecoin', they still need to provide materials to prove that this matter is unrelated to virtual currency. The key issue is that it is impossible to provide effective proof; just having a bank statement is not enough, and such controlled accounts cannot be unlocked, only canceled. As for specific regulations, the other party did not clarify.

Currently, Ms. Yu has submitted her husband's bank statement and a handwritten letter of commitment and is applying to lift the restrictions; meanwhile, her husband's bank said that submitting their marriage certificate would allow them to apply for the removal of account limitations.

Additionally, it should be mentioned that on December 5, Xinhua News Agency reported that seven associations, including the China Internet Finance Association, issued a risk warning, requiring relevant institutions not to participate in the issuance and trading of virtual currencies and asset tokens domestically, and reminding everyone to recognize the risks and avoid engaging in such illegal activities.

#加密市场反弹 #美联储降息 #热门话题

#热门话题 Last month's 50,000 cash registration suddenly canceled! The bank no longer questions you? Behind it hides a powerful anti-money laundering tool! $LUNA
After canceling the '50,000 registration' threshold, most people can withdraw cash without providing additional proof, avoiding the awkwardness of being 'questioned', especially benefiting the elderly and cash-dependent users.
Banks can focus on truly suspicious transactions rather than screening all large transactions uniformly, improving regulatory efficiency.
The new regulations require banks to shift from 'passive registration' to 'active risk identification', forcing financial institutions to upgrade their anti-money laundering technologies, which will help improve industry compliance levels in the long run.
The adjustment of the new regulations by three departments essentially shifts from a 'broad net' approach to a 'precise catch' approach in regulatory oversight. For ordinary users, cash withdrawal is more convenient; for banks, risk control technologies need to be enhanced; for regulators, ensuring transparent execution of rules is necessary. If these three parties' needs can be balanced well, the new regulations are expected to become an important upgrade in our country's anti-money laundering system.

Da Sen's practical advice for ordinary users
Although the new regulations make cash withdrawal more convenient, it is also necessary to pay attention to:
· Normal card usage, no need to worry: As long as your source and purpose of funds are legal and legitimate, regardless of how much cash you deposit or withdraw, you will not be affected.
· Cooperate with due diligence: If the bank inquires about a specific transaction based on a risk model, please view it rationally and cooperate actively. This is not an 'interrogation', but a legally required risk control procedure aimed at protecting the security of your account and the health of the entire financial system.
· Avoid unusual transactions: Avoid conducting cash transactions that are obviously inconsistent with your identity, occupation, or income level, and lack reasonable explanation, to prevent triggering the risk control system and causing unnecessary trouble for yourself.

Follow Da Sen for daily updates and in-depth analysis. Brother Sen does not boast or make empty promises, only shares practical experiences that can help you survive in the industry. The team still has positions available; whether to join is up to you? #热门推荐

The Federal Reserve has cut interest rates for the third time after the FOMC meeting! A 25 basis point cut, in line with market expectations! Trump: "The cut is too small, it can be larger!" #美联储降息 #美联储FOMC会议

This time, the Federal Reserve announced a continued cut of 25 basis points, marking the third rate cut this year. Powell's speech leaned dovish, and he hinted that there is a high probability of another rate cut this year. The market reacted strongly, with the dollar experiencing significant declines and gold showing expected surges.

The logic of the dollar and gold:
Dollar: The decrease in interest rate expectations directly weakens the attractiveness of the dollar. The dollar index fell.
Gold: As a non-interest-bearing asset, the price of gold is highly negatively correlated with real interest rates (nominal interest rates - inflation expectations). The downward expectation of nominal interest rates + the market's ongoing concerns about long-term inflation have collectively suppressed the expectation of real interest rates, thereby strongly boosting gold prices.

Dazhen's summary:

This meeting is a realization and strengthening of "dovish expectations." It marks the Federal Reserve's transition from "preemptive rate cuts" to a "wait-and-see pause" phase, but the stance of this pause is clearly leaning towards easing.

The market's strong reaction (dollar down, gold up) can be simply understood as: the market is trading not on the "known past" (the third rate cut), but on the "clearer future" (rate hikes are distant, rate cuts are expected, and the easing environment continues).

This expectation of continued abundant future liquidity is the fundamental driving force behind the repricing of various asset prices (especially gold and risk assets). #热门话题

Follow Dazhen for daily insights and in-depth analysis. Brother Sen doesn't boast or make empty promises, just shares practical experiences that can help you survive in the market! The team still has vacancies; will you join or not?

The future of the cryptocurrency market is still worth betting on #热门话题
On December 8, 2025, Forbes reported that Paul Atkins, chairman of the U.S. Securities and Exchange Commission, stated that the entire U.S. financial market could migrate to blockchain technology supporting Bitcoin and cryptocurrencies within the next two years. Paul Atkins, in an interview with Fox Business, expressed that this will not only be a trend for the next decade but could also become a reality in just two years, with the next phase arriving alongside digital assets, market digitalization, and tokenization, which will bring significant benefits for transparency and risk management. Tokenization refers to representing stocks and assets with tradable blockchain-based tokens, a concept hailed as a potential revolution in the financial market.

Although this statement may seem a bit exaggerated, as someone in the industry, I find it hard to believe that everything will happen completely within two years, considering that the scale of the entire U.S. financial market is several times that of the crypto market. However, shifting the trading of financial assets onto the blockchain is indeed a transition that is currently happening, which is the RWA trading that is expanding the market scale.

Unlike the open attitude of the Americans, we are tightening our regulations on virtual currencies, including RWAs and stablecoins. There isn't much to say about this, as the institutional frameworks are different, and it's all about considering their own development and stability. But for individuals, the coming years will bring a new wave of wealth transfer. Every time I mention this, I feel fortunate to have understood this industry early on, and I even feel a bit sorry for those trapped by their limited perspectives.

A recent major event occurred where the Zhejiang Financial Asset Trading Center collapsed, and the trapped investors were mostly middle-class individuals, with the least of them investing several million! Many people are puzzled, thinking, do they really lack this 5% interest? The Zhejiang Financial APP simply cannot withdraw funds. Those users who invested in large financial products are now in a dire situation. #热门推荐

This round of market conditions in the crypto space is indeed difficult, but to be honest, it's also because everyone has a path dependency from the past, which is an excessive expectation for high returns from altcoins, even short-term super high returns. If I reflect on myself, if I had continuously invested in mainstream assets, especially by initially betting on Bitcoin, I would have certainly made significant profits. For future investments in the crypto industry, I believe shifting the investment focus to mainstream assets can yield substantial returns in the future. $SXP

$BTC $ETH

The Federal Reserve is making a big move!

On one side, there is a definite interest rate cut, and on the other, there are fierce internal disagreements.

Powell finds it very difficult to "navigate both sides" this time!

At this critical point on December 8, it’s almost certain that the Fed will cut rates this week, but what everyone is most concerned about is: will Powell hint at another cut in January? The Fed is now completely divided into two factions—hawks fear a rebound in inflation and firmly oppose arbitrary rate cuts; doves worry about the economy and employment, believing that further easing is necessary, and this disagreement is the largest seen in recent years.

Wall Street guesses this is a "hawkish rate cut": meaning Powell is first following the doves' suggestion to cut rates this week, but to appease the hawks, he will likely clearly state that "a cut in January is not guaranteed." Analysts at Bank of America say Powell is facing the most divided committee, and it may be like in October, where he cuts rates while saying some hawkish words to stabilize everyone; however, they also doubt if this tactic will work—after all, a lot of key economic data will be released between the two meetings, some of which have been delayed due to the previous government shutdown, creating too much uncertainty. Economists at JPMorgan also believe that Powell will emphasize that after this rate cut, interest rates will soon reach a neutral level of "neither stimulating nor suppressing the economy," and any further cuts will have to wait until the labor market really deteriorates; they cannot rely solely on predicting risks.

#美联储重启降息步伐 #美联储降息预期升温 #热门话题

Everyone who has been on Binance, come and take a look. No matter if you are liquidated, have an aggressive strategy, or a stable approach, come and use my funds to play. As long as you pass the assessment, you can directly play with Binance's real account with a 50/50 split. The assessment conditions are lenient, withdrawals can be made at any time, and most importantly, it's free. Most importantly, it's free. Most importantly, it's free. Important things are worth repeating #热门话题 #交易员

#热门话题 Double strike! Hong Kong delists $USDT , mainland fully bans 💥 Both places take action simultaneously, regulatory storm escalates

Mainland: Zero tolerance crackdown, defining illegal accountability to the end
• Clearly defines USDT trading as illegal financial activity, completely prohibits all types of trading behavior, and strictly investigates criminal responsibility.
• Over 300 related cases have been cracked in the year, successfully intercepting involved funds of 4.6 billion yuan, with the core goal of paving the way for the promotion of digital renminbi and eliminating market interference.

Hong Kong: License threshold limits, retail investors completely out
• Based on the "Stablecoin Regulation" licensing supervision requirements, due to Tether's failure to obtain a compliant license, ordinary retail investors are prohibited from trading USDT, with related businesses only open to professional investors.
• Focus on cooperation with compliant institutions to promote the application of stablecoins in cross-border trade, tourism consumption, and other real economy scenarios, creating a high-end compliant digital asset hub.

Market turbulence, liquidity sharply shrinks impacting significantly
1. Price and trading double kill: USDT against renminbi price falls below 7.0 (lowest 6.95), with a rare "inversion" occurring with the offshore renminbi exchange rate; domestic USDT trading volume plummeted 40% in 72 hours, with Bitcoin and other cryptocurrencies adjusting in renminbi pricing simultaneously, triggering supply-demand imbalance due to massive sell-offs by holders.
2. Circulation and channels restricted: Domestic OTC trading has basically come to a standstill, and global circulation of USDT has rapidly dropped from 83 billion USD to 72 billion USD; Hong Kong only allows professional investors to participate in non-compliant stablecoin trading, and channels for ordinary users are fully tightened.

Regulatory logic is clear: Domestic ban builds barriers, offshore pilot promotes innovation. The mainland strikes hard against illegal currency exchange and irregular trading, while Hong Kong relies on the licensing system to force industry compliance and innovation, forming a regulatory synergy of "domestic ban to prevent risks + offshore pilot to promote development," which not only safeguards the financial safety bottom line but also reserves exploration space for the compliant development of digital assets. #美SEC推动加密创新监管

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About the current policies in the country: U merchants, withdrawal, and deposit issues

According to the current laws and regulations in mainland China, the legal boundaries for such activities are very clear.

Virtual currency-related business activities are not recognized as legal financial activities and are strictly prohibited.

Illegal virtual currency trading: Based on current policies, any form of virtual currency exchange, trading, or acting as a central counterparty to buy and sell virtual currencies is considered illegal financial activity.
Providing related services is prohibited: Providing information intermediary, pricing services, exchange services for virtual currency trading, referred to as "U merchants," as well as services such as fund transfers, settlement, and clearing, are also prohibited.

Under a strict regulatory framework, any financial dealings involving virtual currencies face extremely high risks:

Fund freezing: Financial institutions are obligated to monitor abnormal transactions. Card transactions involving virtual currency trading are easily identified as risky transactions, which may lead to account restrictions on non-counter transactions, limits, or even freezing.
Suspected criminal activity: Using virtual currencies for cross-border fund transfers may be deemed illegal foreign exchange trading. In severe cases, criminal liability may arise due to illegal business operations, among other charges. There have been relevant judicial precedents.

Although the convenience of personal bank deposits and withdrawals and cross-border remittances has improved, the financial system's risk control has not relaxed. The following are two key new regulations that will take effect soon (effective January 1, 2026):

1. Large cash deposits and withdrawals
The rigid requirement of "registering the source and purpose of funds for cash deposits or withdrawals exceeding 50,000 yuan" has been canceled.
Banks will conduct risk-oriented due diligence. This means that normal transactions may simplify the process, but for abnormal transactions, banks will still verify the source and purpose of funds.
2. Cross-border remittances
When processing a single cross-border remittance equivalent to more than 1,000 US dollars, financial institutions must verify the remitter's name, account number, and other core identity information.
This regulation is an anti-money laundering measure and does not change the annual foreign exchange purchase limit of 50,000 US dollars for individuals. The focus is on ensuring that transaction information is true and accurate, preventing illegal cross-border movement of funds.

In summary, engaging in or participating in activities such as "U merchants," withdrawals, and deposits involving virtual currencies domestically carries clear legal and financial risks. Individuals should fully understand the relevant policies to avoid participating in such activities to protect their property security. #热门话题

$BTC

The cryptocurrency market is once again facing a significant regulatory crackdown!

On December 5th, the China Internet Finance Association, in conjunction with seven other associations, issued a risk warning, sounding the alarm on virtual currencies again after three years. In the past five years, there have been four announcements, each causing a tremor in the market!

In April 2020, the association reminded everyone not to engage with overseas virtual currency platforms, stating that those platforms are not protected by Chinese law and are prone to false transactions and malicious crashes. Following this, domestic authorities intensified the crackdown on off-exchange trading channels, resulting in many people's bank cards being frozen.

The announcement on May 18, 2021, was even harsher, directly stating that virtual currency trading contracts are not legally protected, and banks and payment institutions cannot assist with related businesses. As a result, Bitcoin plummeted more than 30% the next day, falling from $43,000 to below $30,000, with the total liquidation amount on the network setting a record.

By April 2022, the association targeted NFTs, prohibiting the use of virtual currencies for pricing and settlement of NFTs, and also restricting financing for NFT transactions. This led to a rapid cooling of the domestic digital collectibles market, with Tencent Huanhe and Alibaba Whale Discovery tightening their transfer rules, causing many small to medium-sized platforms to shut down, and the speculative bubble burst completely.

Now the latest risk warning has arrived, combining with the recent flash crash of Bitcoin in December (which dropped over 7% in a single day before rebounding, with over 120,000 people liquidated), the risks associated with virtual currencies cannot be ignored!

#BTC #热门话题

Tonight, the moment that determines the market's life and death is coming. The PCE data being released this time is the only inflation report that the Federal Reserve can look at before the December meeting, with no CPI reference, so every number will be scrutinized by the market. #热门话题
My view: The market is a bit divided right now. On one hand, the probability of the Federal Reserve cutting interest rates next week is as high as 87%, but on the other hand, inflation may still not come down. Institutions predict that tonight's core PCE year-on-year rate will be stuck at 2.9%, which has already exceeded the Federal Reserve's 2% target for 55 consecutive months. If this data is higher than expected, the market's little optimism may be wiped out in an instant.
What about the impact on the cryptocurrency market and retail investors? $LUNC
Historical data is there; when high PCE data comes out, it often leads to a sell-off of risk assets, and the cryptocurrency market is hard to remain unaffected. But regardless of whether the data is good or bad, violent fluctuations in the market cannot be avoided. A reminder for my brothers:
Don't bet on the direction: In the few minutes before the data is released, don't place random orders, as it's easy to get stopped out by price spikes. If you have positions, set stop losses.
Keep an eye on related markets: Don't just look at the candlestick charts. Check the reaction of the US dollar index and gold prices. If the dollar surges and gold plummets, Bitcoin will likely not hold up either.
Wait for the market to choose a direction: Don't rush in as soon as the data is released. Wait for 15-30 minutes to see how market sentiment stabilizes and which way it goes before considering whether to follow. #热门推荐
Tonight's battle is both a crisis and an opportunity. Want to know which cryptocurrencies might have volatility opportunities after the data is released? Follow me, and as soon as the data comes out, I will share my response strategy and observations in the village, helping you capture the volatile market!
What retail investors need to do is to 'patiently wait for opportunities and act precisely and steadily.'

Follow Dazhen for daily updates and in-depth analysis. The team still has spots available, and Brother Sen will guide you to navigate the market steadily.

【The Reserve Bank of Australia is likely to remain cautious about inflation data】#热门推荐
On December 5, AMP Chief Economist Shane Oliver stated that at next Tuesday's policy meeting, the Reserve Bank of Australia may exhibit caution regarding the new monthly inflation data, which shows that price pressures are rising further. However, he added that the RBA may also reiterate its concerns about capacity constraints and warn that if higher inflation proves to be more persistent, it could impact interest rates. Oliver indicated that the RBA is also likely to declare that it will take all necessary measures to bring inflation back to target levels, which opens the door for interest rate hikes next year.#热门话题

Market impact and key points:
· Change in attitude: This analysis suggests that market expectations for the Reserve Bank of Australia are shifting from "the rate hike cycle is over" to "further rate hikes are still possible". This is an important subtle shift.
· Data-driven: The RBA's future decision-making path will heavily rely on data, especially inflation, employment, and wage growth data. Any data showing inflationary stickiness will increase pressure for rate hikes.
· Focus shift: Market focus will shift from "whether interest rates have peaked" to "how long high rates will last" and "whether the next move will be a hike or a cut". As it stands, the risk of rate hikes has not been fully eliminated.

In simple terms: Inflation data has put pressure on the RBA, forcing it to maintain a hawkish stance. Although it is highly likely that the meeting next week will remain on hold, the statement will be very stern, clearly telling the market "do not rule out the possibility of rate hikes next year," all depending on whether inflation comes down as expected.#热门内容

Follow Da Sen for daily updates and in-depth analysis. Sen brother doesn't boast or make empty promises, just shares practical experiences that can help you survive in the market! There are still spots in the team, whether to join or not depends on you$TIMI

Everyone who has brushed to Binance, come and take a look. No matter if you are liquidated, aggressive in your strategy, or using a stable approach, come and use my funds to play. As long as you pass the assessment, you can directly play with real money on Binance with a 50/50 split. The assessment conditions are lenient, withdrawals can be made at any time, and the most important thing is that it is free. The most important thing is that it is free. The most important thing is that it is free. Important things are said three times #热门话题