#Truflation vs. the official
#BLS #CPI in super simple terms—no jargon, I promise.
Inflation is basically how much prices for everyday stuff (food, rent, gas, etc.) go up over time.Official CPI (from the government - BLS) This is the "classic" one everyone talks about.
They send people out to check prices, make phone calls, and do surveys every month.
It comes out once a month, but it's a bit delayed (like looking in the rear-view mirror).
Right now (Dec 2025), the latest number we have is from September: around 3.0% higher than last year. The November number drops this week on Dec 18.
It's super trusted for big decisions like Social Security adjustments or Fed interest rates.
Truflation (the new kid on the block) This is an independent, tech-powered version using blockchain and real-time data.
It grabs millions of prices every day automatically from online sources, apps, and companies (like Zillow for rents or gas apps).
Updates daily, so it's like a live dashboard—faster and more "now."
It often spots changes earlier than the official one.
Big differences:Speed: Truflation is real-time; official CPI is monthly and lagged.
How they measure housing/rent: Official puts a HUGE weight on rent (over 30%) and uses estimates. Truflation uses more actual transaction data, so it can show housing cooling (or heating) quicker.
Accuracy: They usually move in the same direction and match closely over time, but Truflation can be ahead—like a early warning system.
Why care?
#Truflation gives a quicker peek at if inflation is picking up or slowing down, especially useful for markets/crypto. But the official
#BLS #CPI is still the main one the Fed watches.Think of it like: Official CPI = reliable family car. Truflation = speedy sports car for spotting turns faster.