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In recent times, there have been intense discussions within the XRP community about the significance of holding 10,000 XRP tokens.
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Proponents of this view argue that such a financial decision could reward investorssignificantly in the future. Based on this perspective, this article explores potential outcomes for those who hold XRP until 2040, which is 15 years from now.
If You Held 10,000 XRP Until 2040
Notably, the popular consensus among market commentators is that in a few years, XRP could be worth significantly more than it is today. The coin is trading at $2.15 and has surged 350% over the past year.
Though skeptical voices continue to predict bearish scenarios, including claims that XRP could go to zero, such views have diminished in recent times.
At XRP’s current price, one would need $21,500 to purchase 10,000 XRP. Data from the XRP Rich List shows that only 4% of XRP’s 6.56 million wallets hold more than 11,000 XRP. The majority of holders possess far fewer tokens.
According to Telegaon, a crypto prediction platform, XRP could trade as high as $160.34 per coin by 2040. The platform estimates $119 as the minimum price by then.
In this scenario, 10,000 XRP could be worth $1.6 million in the most optimistic case. Even under Telegaon’s conservative forecast, the value would rise to approximately $1.12 million. Essentially, holding 10,000 XRP could make someone a millionaire within 15 years, based on these projections.
You Could Make $14 million from 10,000 XRP
Meanwhile, crypto exchange Changelly offers an even more optimistic outlook for XRP holders. Its analysis forecasts a minimum price of $168 for XRP by 2040. This would mean a holding of 10,000 XRP could be worth $1.68 million, representing a return of 7,713%.

However, under Changelly’s most ambitious scenario, XRP could reach $1,415.83 per coin, specifically by November 2040. In this ultra-bullish case, a $21,500 investment in 10,000 XRP today could grow to $14.15 million, an astounding 65,752.4% return.
Can 10,000 XRP Drop to Just $1,300?
The scenarios above present highly optimistic projections for XRP investors, particularly those holding 10,000 tokens. Notably, under Changelly’s bullish forecast, even holders of just 700 XRP could become millionaires if the price reaches $1,415.
Several factors support these projections, including increasing institutional interest in XRP. At least eight companies have announced plans to adopt XRP as a treasury asset, with collective investments totaling up to $1 billion.
Moreover, over 10 spot ETFs, which will hold physical XRP, are set to launch. Leading asset managers involved include trillion-dollar manager Franklin Templeton and billion-dollar firms like Grayscale and Bitwise.
However, not all forecasts are positive. In a research report, Bitwise suggested XRP’s price could plummet to $0.13. This bearish scenario is based on XRP failing to deliver on its promise in cross-border payments and in the multi-trillion-dollar tokenization market.
If this happens, a 10,000 XRP holding would be worth just $1,300, a loss of more than 95%. Notably, Bitwise estimates this bearish scenario could materialize by 2030, though the situation may improve or worsen by 2040.
DisClamier:
This content is informational and should not be considered financial advice. The views expressed in this article may include the author's personal opinions and do not reflect @Lachakari_Crypto opinion. Readers are encouraged to do thorough research before making any investment decisions. @Lachakari_Crypto is not responsible for any financial losses.
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