davidschwartz

Ripple’s Chief Technology Officer David Schwartz confirmed that the XRP Ledger (XRPL) has been running continuously for more than 10 years, processing over 63 million ledgers. The network also boasts some of the lowest transaction costs in the industry – fractions of a cent – making it an attractive choice for banks and payment providers.
Today, more than 100 financial institutions rely on RippleNet, including giants like Santander and Bank of America. Schwartz added that at least one bank will soon operate entirely on XRPL, marking a strong sign of growing institutional adoption.

XRP Gains Investors After SEC Settlement
Following Ripple’s settlement with the SEC in March 2025, XRP has attracted new institutional players. According to CoinGecko, XRP currently ranks 90th by market capitalization, with daily network activity showing a sharp rise in wallet growth and transaction volume. This trend signals lasting demand despite broader market volatility.

Ripple USD and Hooks Expand XRPL’s Capabilities
Ripple is also enhancing XRPL’s technical toolkit. Ripple USD (RLUSD), a USD-pegged stablecoin, strengthens liquidity and enables smoother movement between yield-generating assets and stablecoins.
Meanwhile, the Hooks upgrade introduces lightweight smart contract functionality via WebAssembly, currently live on the community testnet. Together with ISO 20022 messaging standards, these upgrades ensure XRPL is fully compatible with global banking requirements.

XBONK: The Meme Coin Bringing XRPL to Retail
A rising force on XRPL is XBONK, a meme coin that recently secured partnerships with FirstLedger, Bitrue, MEXC, and Gate.io, boosting its liquidity and accessibility. Upcoming collaborations with Binance and even Walmart could further expand its real-world use cases.
Built on XRPL’s low-cost infrastructure, XBONK circulates 77 trillion tokens, targeting mass adoption in the retail space.

Institutions and Retail: XRP Expands on Both Fronts
The decision by Franklin Templeton to tokenize securities on XRPL highlights its reputation as a scalable, cost-effective solution. The dual dynamic – with institutions adopting XRP for cross-border payments and retail demand fueled by meme coins like XBONK – positions XRPL as a rising force both in finance and consumer markets.

#Ripple , #xrp , #XRPL , #CryptoNews , #davidschwartz

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,,The information and views presented in this article are intended solely for educational purposes and should not be taken as investment advice in any situation. The content of these pages should not be regarded as financial, investment, or any other form of advice. We caution that investing in cryptocurrencies can be risky and may lead to financial losses.“

A subtle revelation from Ripple's Chief Technology Officer, David Schwartz 👨‍💻, has ignited deep discussions in the community $XRP 🔥. What seemed like a technical clarification could redefine how Ripple manages its locked tokens and how institutions view the long-term value of XRP 📈. The message was clear: Ripple's custody system may be evolving into something much more sophisticated than anyone expected. 🤯

👉The Silent Confirmation That Changed Everything 🔄 In a recent clip shared by Ripple Bull Winkle 🐂, Schwartz confirmed that Ripple can sell or transfer rights over future XRP locked in custody. However, he emphasized that those tokens cannot circulate until their scheduled release dates. 🗓️ This single statement changed the entire narrative surrounding Ripple's escrow. It made it clear that Ripple's approach involves structuring rights to future tokens, similar to financial instruments, rather than selling existing $XRP like typical crypto sales. ❌

$XRP community is buzzing after X user Stevie (@EsotericKang) connected two cryptic posts by Ripple CTO David Schwartz—one in August mentioning a deadline of November 4 to “figure out what the Roku channel is,” and another on November 3 posting a logo of PIXO11, a NY-based TV station.

Using gematria (numerical meaning of words), Stevie pointed out that both "Roku channel" and "PIXO two" equal 122, suggesting a hidden message. The 11 in PIXO11 (1+1) could be interpreted as “two,” possibly revealing a coded connection.

🔍 The timing, one day before the November 4 “deadline,” adds fuel to theories that Schwartz drops hidden clues before major #XRPRealityCheck developments.

While nothing official has been confirmed, speculation is high that this could hint at something big for #XRP —especially with Ripple expanding services and real-world asset plans.

Buckle up. Something might be brewing.
#Ripple #DavidSchwartz

Against the backdrop of the current February correction, Ripple's CTO David Schwartz has once again taken to X (Twitter) to 'ground' dreamers with cold logic. His fresh post quickly became popular.
🧠 Schwartz put forward a solid argument: if rational investors believed even 10% that $XRP would reach $100 in the coming years, they wouldn't be selling it now for less than $10.

$XRP When a pioneer behind one of the world's most recognized blockchain projects steps away from their daily duties, it inevitably stirs emotions 🥺. A notable example occurred this week when David Schwartz, the Chief Technology Officer of Ripple with a long history, stepped down from his active position.

The news sparked a wave of appreciation from the XRP community, which rushed to highlight its invaluable role in the formation of both Ripple and the XRP Ledger 🌐. But what followed returned the focus to Schwartz in a way that only he could handle.

David Schwartz, Chief Technology Officer at blockchain company Ripple, weighed in on the ongoing debate surrounding MicroStrategy (now rebranded as Strategy). According to him, it is not controversial to say the firm is “essentially a leveraged bet on Bitcoin.” If the price of Bitcoin were to crash sharply, Schwartz predicted the company would “do very badly.”

Controversy Around MicroStrategy and Bitcoin
MicroStrategy, led by Michael Saylor, has long been known as the largest corporate holder of Bitcoin. But this aggressive strategy has increasingly become a target for criticism.
On Monday, the discussion was reignited by Nick O’Neill, co-founder of BoDoggos Entertainment. On platform X, he released a video harshly criticizing Strategy. Shortly afterward, however, he returned with another video — this time reading out a bizarrely worded “clarification.”
“MicroStrategy is not a Ponzi scheme… Michael J. Saylor is legally and officially a good person,” read the statement O’Neill delivered straight to the camera.
The video quickly went viral — amassing more than 1.2 million views — and ignited heated debate across social media.

“Blink Twice”: Social Media Reacts
Social media users immediately speculated that MicroStrategy’s legal team had reached out to O’Neill.
“Blink twice if you’ve been served a cease & desist,” one user quipped.

Schwartz: He Was Pressured
Ripple’s David Schwartz also weighed in, saying it was highly likely O’Neill’s second video was the result of legal pressure.
“I’m sure he wasn’t happy with that statement. You can view MicroStrategy as a smart strategy or as nonsense, but people should be able to express their honest opinions without intimidation,” Schwartz argued.
At the same time, he noted that O’Neill should have realized “what he said was nonsense.”

MicroStrategy = Bitcoin With Leverage?
Schwartz summed up his stance clearly: MicroStrategy is essentially a leveraged bet on Bitcoin. If BTC rises, the company gains. But if the price collapses, the fallout could be devastating.
This episode highlights not only the heated debate around MicroStrategy’s Bitcoin strategy but also how legal pressure can shape — and sometimes silence — public discussion about crypto giants.

#Ripple , #davidschwartz , #MicroStrategy , #BTC , #CryptoMarket

Stay one step ahead – follow our profile and stay informed about everything important in the world of cryptocurrencies!
Notice:
,,The information and views presented in this article are intended solely for educational purposes and should not be taken as investment advice in any situation. The content of these pages should not be regarded as financial, investment, or any other form of advice. We caution that investing in cryptocurrencies can be risky and may lead to financial losses.“