$XRP XRP is the native cryptocurrency of Ripple, a company focused on blockchain-based payment solutions. Unlike many other cryptocurrencies, XRP was created with the primary goal of facilitating fast, secure, and low-cost international transactions between financial institutions. One of the biggest advantages of XRP is its speed: while a Bitcoin transaction can take several minutes, XRP transactions are usually confirmed in seconds. Additionally, its transaction fees are extremely low, making it attractive for transferring large volumes of money. XRP operates on a decentralized ledger called XRP Ledger, which uses a consensus algorithm different from traditional mining, making the process more energy-efficient. Despite its technological potential, XRP has faced legal challenges, particularly with the SEC (Securities and Exchange Commission) lawsuit in the United States, which accuses Ripple of selling XRP as an unregistered security. Nevertheless, the community remains strong, and many believe that the asset still has a crucial role to play in the future of global finance.