The U.S. House of Representatives passed the "GENIUS Act," which clarifies the rules for stablecoin issuance, and the "CLEAR Act," which delineates regulatory responsibilities and includes a provision that permanently prohibits the Federal Reserve from issuing digital currency. Although this increases compliance costs for stablecoin issuers, it lowers the entry barriers for traditional financial institutions, potentially solidifying the dollar's global dominance in the digital age. #美国众议院通过三项加密货币法案