@Huma Finance 🟣 is a DeFi platform that allows the creation of credits backed by future income. It is an innovative infrastructure that connects lenders with borrowers without the need for traditional collateral, but based on projected income or cash flows.
Key features:
Income-based loans: Ideal for freelancers, digital workers, or individuals with stable income in Web3.
No need for traditional crypto collateral.
Integration with decentralized identity (DID) and reputation to assess credit risk.
Uses smart contracts and can integrate with protocols like WalletConnect.
Built on blockchains like Ethereum, Optimism, Polygon, among others.
Also collaborates with projects like Circle, Request Network, and Superfluid.
