#CryptoClarityAct 🇺🇸 The Crypto Clarity Act, officially called the Digital Asset Market Structure Clarity Act, is a bill passed by the United States House of Representatives in July 2025 that aims to establish a clear regulatory framework for digital assets such as cryptocurrencies.
🧩 What does this law propose?
- Defines what a digital asset is: Establishes legal definitions for terms such as blockchain, digital asset, and digital commodity.
- Divides oversight between two agencies:
- The SEC (Securities and Exchange Commission) regulates assets considered securities.
- The CFTC (Commodity Futures Trading Commission) regulates assets considered commodities.
- Creates the concept of “mature blockchain”: If a network is sufficiently decentralized and not controlled by a single entity, its tokens can be treated as commodities.
- Allows fundraising without SEC registration: Projects can raise up to $75 million a year if they meet certain transparency and decentralization requirements.
- Protects the right to self-custody: Users can store their crypto in their own wallets without the need for intermediaries.
- Requires registration for exchanges and brokers: Platforms operating with digital commodities must register with the CFTC.
- Establishes rules to eliminate insecure tokens: The SEC and the CFTC will collaborate to remove digital assets that pose risks.
⚖️ Why is it important?
The law seeks to end the legal ambiguity that has affected the crypto ecosystem in the U.S., where many projects faced lawsuits for not knowing whether their tokens were securities or commodities. With this law, it is expected to foster innovation, attract institutional investment, and better protect consumers.$BTC
