Banks Using Ripple Technology Globally
This report shows the banks and their headquarters countries that use Ripple technology (RippleNet, On-Demand Liquidity - ODL, XRP integration).

The list is compiled from reliable public sources (Ripple official announcements, Wikipedia, sector analyses).

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Ripple Technology Uses by Banks / Headquarters / Country;

✨ SBI Holdings Japan
XRP/ODL-supported remittances via SBI Ripple Asia

✨ MUFG Bank Japan
RippleNet (xCurrent), XRP-supported remittance solutions

✨ Santander Spain
RippleNet (xCurrent) with the One Pay FX app

✨ PNC Bank USA
Real-time international payments via RippleNet

✨ American Express USA
Using XRP in B2B payments in partnership with Santander

✨ Standard Chartered UK
RippleNet integration, XRP-supported payments

✨ CIBC Canada
Fast international payments via ODL with RippleNet and XRP

✨ Kotak Mahindra Bank India XRP for international transfers via RippleNet

✨ Siam Commercial Bank Thailand Real-time remittances with ODL (XRP)

✨ UBS Switzerland
RippleNet integration (starting in 2018)

✨ Cuallix Mexico
US-Mexico remittances with xRapid (XRP)

✨ UniCredit Italy
RippleNet integration (2016)

✨ ReiseBank Germany
RippleNet integration (2016)

✨ National Bank of Abu Dhabi UAE
RippleNet integration (2016)

✨ ATB Financial Canada
RippleNet integration (2016)

✨ Akbank Turkey
Pilot RippleNet integration (early stage)

✨ Axis Bank India
RippleNet pilot integration

✨ RBS (Royal Bank of Scotland) UK RippleNet pilot integration

✨ NAB (National Australia Bank) Australia
RippleNet pilot integration

✨ SEB (Skandinaviska Enskilda Banken) Sweden
RippleNet pilot integration

✨ Yes Bank India
RippleNet pilot integration

🫧 Notes:

Some banks on the list are actively using Ripple technology with ODL/XRP, while others have only tested RippleNet (xCurrent, etc.) integration in the pilot/project phase. - More than 60 banks in Japan are currently participating in Ripple through SBI Ripple Asia.

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