If you are just starting to understand cryptocurrency, the first and most important step is to choose a reliable exchange. Binance is considered the largest and one of the safest platforms for trading digital assets.

However, before registering, there is a way to immediately reduce fees (activate a lifetime maximum discount of 20% on spot trading fees) and receive additional bonuses — up to $1100 for newcomers. To do this, simply use the 'right' referral code.

In this review, we will detail how to activate the best referral code Binance TOP20, what advantages it offers
to newcomers, and how to start using the exchange in the most profitable way.

Ready to save from day one on Binance? Then let's get started.

What is the Binance referral code?

The Binance referral code is a partner code that a new user can enter when creating an account. It unlocks
access to exclusive bonuses and reduced fees from day one.

If you enter the current code when creating an account, the platform will automatically provide you with additional benefits not available with standard registration.

The best Binance referral code at the moment: TOP20


What bonuses does the referral code TOP20 provide?

By using this code during registration, you receive:

  • 20% discount on spot trading fees — indefinitely.

  • Welcome bonuses up to $1100 (can be obtained after completing simple tasks for new users after registering a personal account).

These bonuses are only available upon creating an account, so it is very important to enter the referral
code during registration. After account registration, you cannot add or replace it.

Many newcomers either do not know about referral bonuses or simply skip the line with the referral code during registration. As a result
they lose access to long-term discounts on trading fees and access to a profitable starter bonus package.

Using the referral code is a simple way to start trading with an advantage and reduce your expenses when trading cryptocurrency.

How to use the referral code and receive a registration bonus?

  • Go to the official Binance website: https://www.binance.com

    Once you open the main page, immediately select the language of the site that is convenient for you from the menu.

  • Click the 'Registration' button.

    You will enter the registration form to create a new account.

  • Fill out the registration form.

    Enter your valid Email and create a reliable, complex password.

    In the field 'Referral ID (optional)' enter the code: TOP20 — it activates bonuses and discounts on fees.

  • Complete the registration.

    Check your email and confirm your Email by clicking the link from the email from Binance.

  • Complete KYC identity verification.

    This is a simple and quick mandatory procedure for all exchange users.

  • Top up your account balance.

    You can top up your balance on Binance through the exchange's P2P platform with a bank card or any available cryptocurrency.

  • Make your first trading deal.

    Newcomers are better off starting to trade cryptocurrency on Binance through spot trading, trying safe demo trading on the exchange and, if desired, moving to futures trading later.

What bonuses are available on Binance for newcomers?

The cryptocurrency exchange Binance provides generous rewards to newcomers for registration and initial actions on the platform. The total amount of bonuses can reach up to $1100:

  • Welcome Bonus — up to 100 USD. A basic welcome bonus available to every new user after creating an account and completing the simplest tasks.

  • Bonus for the first trade — up to 500 USD. After you
    make your first deal on the exchange, Binance will credit an additional reward (the amount of rewards will depend on the trading volume).

  • Exclusive additional bonus — up to 500 USD. This bonus
    is only available when registering through the partner link from this review. To receive it, you must complete trading tasks (spot, futures).

Important: information on all bonuses is available in your Binance account in the 'Bonus Center' menu section - be sure to check it immediately after registration (this section also handles the activation of received bonuses).

How to further reduce trading fees on Binance?

In addition to using the referral code when registering, you can obtain additional discounts on trading fees by using Binance Coin (BNB) – the Binance exchange token for paying
fees.

The Binance exchange offers an additional 25% discount on spot trading fees and 10% on futures fees when enabling payment of trading fees with the BNB token in your account settings.


Output

You can start your journey on Binance with great discounts and bonuses by using the referral code during registration.

You will receive lifetime discounts on trading fees and welcome bonuses up to 1100 USDT.

This is one of the most advantageous ways to start using the exchange on the best terms.

  • What is the best Binance referral code in 2025-2026?

The best referral code for 2025-2026 is TOP20. It provides maximum
discounts on trading fees and welcome bonuses.

  • Where should the Binance referral code be entered?

The referral code is entered in the registration form — in the 'Referral
ID' or 'Referral ID' field.

  • What bonuses are available with the code TOP20?

You receive:

  • 20% discounts on spot fees.

  • Up to 1100 USDT in
    the form of bonus vouchers (can be used for trading, and the earned profit
    can be withdrawn from the exchange).

  • Where to find bonuses from Binance?

All bonuses are displayed in the 'Rewards Center' section in
your account.

  • Can discounts on fees from the referral code be combined with discounts when paying fees with BNB tokens?

Yes, these discounts are cumulative — the total savings on trading fees can
reach 45%.

  • How to enable BNB fee payments?

In your account settings, enable the 'Use BNB to pay fees' or 'Pay fees with BNB' option.

  • In which countries can the referral code TOP20 be used?

The referral code works in all countries where the Binance exchange is available –
for example, in countries like Bulgaria, Czech Republic, France, Greece, Hungary, Italy,
Latvia, Poland, Portugal, Romania, Russia, Slovakia, Slovenia, Spain,
Switzerland, Turkey, Ukraine, Egypt, Israel, Saudi Arabia, the United Arab Emirates, and others.

  • What happens if you do not pass KYC verification of your account?

Without verification, it is impossible to receive bonuses and use all the features of the exchange.