Don't worry, there are channels for U Cards. I'm using one now, from Singapore.

🔥 Are you worried about cashing out? The widely circulated 'Wise Hong Kong Bank Card' may be the biggest cognitive trap of 2025! 99% of people are mistaken; it is fundamentally different from a real Hong Kong bank account! As capital controls become increasingly strict, you should remain calm and composed; do not 'panic and seek random remedies'!

This is not a word game, but a matter of life and death concerning your capital safety and compliance boundaries. Wise is essentially a 'global multi-currency payment tool,' not a licensed bank fully regulated by the Hong Kong Monetary Authority. It excels at conducting cross-border transfers and currency exchanges with low cost and high efficiency using intermediary exchange rates, serving as your 'international payment accelerator'.

However, if you mistakenly treat it as a 'comprehensive financial base,' it becomes dangerous:

· ❌ No deposit protection: Funds are not protected by Hong Kong's deposit protection scheme (up to HKD 800,000).
· ❌ Severely limited functions: Unable to conduct core banking services such as Hong Kong stock investments, loan applications, and large cash withdrawals.
· ❌ Compliance risks: Using it for purposes that require strict local bank accounts (such as certain business activities) may cross legal red lines.

💎 Your ultimate guide:

· Choose Wise: If you need to efficiently receive overseas salaries and foreign trade payments, and perform multi-currency exchanges.
· Choose a Hong Kong bank account (HSBC, Bank of China, etc.): If you need complete financial services such as investment, credit, and deposit protection.

In today's increasingly complex capital outflow channels, using tools accurately is far more important than blindly pursuing 'alternative solutions'. Clear cognition is your greatest wealth moat.

💰 Of course, to cash out, your account must also be profitable; the current market is volatile, with both bulls and bears being squeezed. At this time, it's still recommended to hold physical assets, weather the ups and downs. $ETH Ethereum has just completed its upgrade, and there will definitely be a wave of opportunities ahead. Be sure to prepare ambush in advance, focus on the Ethereum leader MeMe, Musk's little puppies, which could be the next $SHIB legend!

#出入金合规 #加密市场观察 #资金安全
{future}(ETHUSDT)
{spot}(SHIBUSDT)