In 2021, the Year of the Metal Ox, during the global pandemic.
Protagonist: Oldmoon, a freelancer in the severely inflationary country of Argentina in South America.
1. The Dilemma of the Old World
It was spring 2021, and for Oldmoon, life was full of uncertainties. The currency in his country depreciated by 15% overnight, and the price of bread at the supermarket was different in the morning and evening.
Oldmoon received a major project from Taiwan—to design a complete visual identity for a tech startup. The reward was extremely high; for him at the time, it was not just a salary, but also half a year's living expenses for his family.
However, reality is cruel: $
* Bank obstacles: Local banks have implemented strict foreign exchange controls. If remitting through traditional SWIFT, this money would be forcibly exchanged into local currency at a very low official exchange rate, instantly shrinking assets by 40%.
* Time cost: International remittances take 3 to 5 working days, and during these days, local prices may have risen again.
Oldmoon felt despair; he had labored but could not fully possess his wealth.
2. Turning point: The revolution in the wallet
A client from Taiwan messaged: 'Do you have a Binance account? We can pay with USDT.'
At that time, Oldmoon was just a newly registered Binance novice, and he skeptically copied a string of random characters known as a 'TRC20 address' to the other party.
He sat in a dilapidated computer chair, his heart racing. He was used to the bank teller's difficulties, used to filling out cumbersome forms, and used to 'waiting for approval.'
3 seconds.
Just after 3 seconds, his phone rang with a crisp — 'Ding!'
APP pops up a notification: 'Deposit Successful: xxxxUSDT.'
3. The moment change occurs
At that moment, Oldmoon felt a shock that was not just about the money being credited.
* No borders: This money flew directly from Taiwan to South America without going through a transfer in New York, and without involving local greedy financial institutions.
* Asset preservation: What he received was a stablecoin (USDT). No matter how the fiat currency outside collapses, his xxxx dollars remain as xxxx dollars.
* True ownership: This is the first time he felt that the money truly belonged to him.
Then, he opened Binance's P2P (peer-to-peer trading) feature. He found a reputable local merchant on the platform and, in just 10 minutes, exchanged 200 USDT for local cash, which was transferred to his digital bank account to pay for rent. The remaining xxxxUSDT was used to buy some BNB as a gesture of gratitude, while the other choices were left in Binance Earn, where he even earned some interest.
4. User's monologue (experience summary)
'In the past, I was a 'refugee' under the financial system; the bank decided how much I could save and transfer. But in 2021, the Year of the Ox, I became the 'president' of a multinational bank — that bank was in my pocket.
I don't need to wear a suit to wait in line at the bank, nor do I need to look at the bank's face. Through blockchain, I stand equal with the world. I am just a small point among 300 million Binance users, but each of our small points connects to weave a free network no longer bound by the old system.
Key points about how cryptocurrency is changing the world:
* Financial Inclusion: Allowing people in areas with underdeveloped or collapsed financial infrastructure to enjoy global financial services.
* Anti-censorship and anti-inflation: Protect personal property from being eroded by poor monetary policies.
* Efficiency: Changed from 'T+3' (3 working days) to 'T+0' (instant credit).
This is the real impact that platforms like Binance have brought to the world from the Year of the Ox in 2021 to now in 2025 — returning the dominance of finance to every ordinary person like you and me.
