#criptomoeda When we start in the crypto world, we get confused between the differences of a cryptocurrency, a token, or a stablecoin, that's why today I bring you the Differences between them.
Cryptocurrency
- Decentralized digital currency that uses cryptography to secure transactions and control the creation of new units.
- It is not controlled by any government or financial institution.
- Examples: Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC).
Token
- Digital representation of an asset or utility on a blockchain.
- Can be used to access services, represent a value, or as a means of exchange.
- Types of tokens:
- Utility token: grants access to a service or product.
- Security token: represents a value or ownership right.
- Non-fungible token (NFT): represents a unique and non-interchangeable asset.
- Examples: Binance Coin (BNB), Chainlink (LINK), Uniswap (UNI).
Stablecoin
- Cryptocurrency designed to maintain a stable value, generally linked to an asset like the US dollar.
- Objective: reduce volatility and provide a safe haven in the cryptocurrency market.
- Types of stablecoins:
- Fiat-backed stablecoin: backed by a fiat currency (for example, USDT, USDC).
- Crypto-collateralized stablecoin: backed by other cryptocurrencies (for example, DAI).
- Algorithmic stablecoin: uses algorithms to maintain stable value (for example, TerraUSD (UST)).
- Examples: Tether (USDT), USD Coin (USDC), Dai (DAI).
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