Money has problems, and any method has problems. Money has problems, and no method of collecting money can turn problematic money into non-problematic money.

The big hand of the old man has really reached in this time.
I just heard an outrageous yet real situation:
Using Alipay to first top up to Yu'ebao, and then transferring from Yu'ebao to buy U, can surprisingly lead to a direct account ban.

I was completely stunned at that moment.

The most terrifying thing is—now it’s totally unclear which link triggered it.
Is it that Alipay can accurately identify "this money is ultimately used to buy U"?
Or is your C2C counterpart inherently a black account, dragging you down with them?

If it's the first case, it really gives me goosebumps.
This indicates that the monitoring of fund flows has reached the level of "traceable", and even your traditional "buffer action" of going around Yu'ebao is no longer safe.

If it's the second case, then it's even more troublesome—because you have no idea who the other party is, and you could step on a landmine at any time.

In short, this wave of intensity is clearly harsher than before.
In the past, it was just risk control, now it’s like a real knife stabbing into the account.
#美SEC推动加密创新监管