Hello! If you are new to crypto, this long article is like an easy talk about the news of the day, without difficult words or complicated numbers. December 13, 2025 brings interesting movements – let's look at 4 main ones, what they mean for you and my simple view. Everything based on what is happening today, so you can stay updated without stressing.

Crash due to Fears of Bank of Japan (BOJ) Rates: The crypto market dropped today due to concerns that Japan will raise interest rates, which makes fewer people want to take risks in things like digital currencies. Reality: This affected Bitcoin and others, with quick liquidations. My view: It’s normal in global markets – when central banks adjust, everything moves, but it’s usually temporary. Speculation: Imagine if this leads to more stability in other countries, crypto could recover quickly.

Bitcoin and Ethereum ETFs Show Positive Signs in December: Funds tracking Bitcoin and Ethereum prices attracted new money this month, ending a rough streak from November. Reality: Inflows increased, showing confidence from large investors. My view: This makes crypto more accessible for regular people, like buying stocks on the exchange. Specifically: Visualize if more funds enter, it could make the market stronger in 2026.

OCC Approves Crypto Banks for Ripple, Circle and More: The banking regulatory office in the U.S. gave the green light to new digital banks for companies like Ripple and Circle (creators of stablecoins). Reality: This formalizes crypto in the traditional banking system. My view: It's a big step for crypto to be part of daily life, like paying with a card. Specifically: Imagine if more banks join, it could bring more new people into the digital world.

Bitcoin Drops Due to Concerns with AI and Nasdaq: Bitcoin fell today due to fears in technology-related stocks with AI, which drag down markets. Reality: Nasdaq dropped, and crypto follows suit. My view: It shows how crypto connects with global tech. Specifically: Imagine if the AI hype returns, it could push everything up again.

Up next: More weekly news. Share your view on which news catches your attention! #CryptoNews #CryptoFacil 😊